stubs
Member
Registered: 30th Jun 02
Location: Bolton
User status: Offline
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I was crashed into on Friday on my way home from work. I was in stop-start traffic on the motorway and a van skidded into the back of me prob about 20-30mph whilst I was coming to a standstill. It was raining slightly, but there was good visibility.
Suprisingly there didn't look to be much damage to either car, but my instict told me to take all details incase I needed to claim etc...
Got the car home and my pal checked it over (he's a panel beater for an insurance bodyshop).. he said the rear panel behind the bumper would need replacing, and the boot floor was damaged.
I've called my insurance and started a claim off, but I've been advised that the car may be written off due to it's age and the damage it's sustained. What's normally the process now? Will my insurance pay me and then claim it back off his insurance? Or should I contact his insurance and claim directly through them?
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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If he agrees it was his fault, you ahve nothing to worry about.
Your insurance will pay you and his will pay your insurance.
if he wont admit....
that will be a very long story
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stubs
Member
Registered: 30th Jun 02
Location: Bolton
User status: Offline
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So is it best to continue using my insurance and let them deal with it, or get a solicitor to deal with it on my behalf and get them to contact his insurance for me?
I don't want my insurance to pay me out and then roll over and not fight my side if he contests blame. I'd rather not claim at all if that happens
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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your insurance basically act as your solicitor and will claim on your behalf
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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The insurance will do the work for you. He cant really say its not his fault if he's hit the back of you. He was either driving too fast/too close or not concentrating etc.
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Woody
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 7th Aug 10
Location: Fareham
User status: Offline
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its like that for me but i caught them on CCTV ... if i claim tho it effects your insurece or not??
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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dont see if he has a case crashing into the back of you on a straight motorway?
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big eck
Member
Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline
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quote:
Originally posted by BarnshaW
dont see if he has a case crashing into the back of you on a straight motorway?
Exactly, unless he says you slammed the brakes on for no reason lol. Even then if he was paying attention he would have left sufficient braking time.
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