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Author Day/temp insurance for 20y/o
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
1st Jun 11 at 12:17   View User's Profile U2U Member Reply With Quote
Im going to look at a car on Saturday, and want insurance so I can take it on a proper drive. My current insurers won't let me have temp insurance as they said I won't have any financial interest in it

Are there any companies that do day/test drive insurance for 20 year olds? As most seem to be for 21+
Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
1st Jun 11 at 13:25   View User's Profile U2U Member Reply With Quote
If it's only one car, you could insure it under a new policy then cancel it afterwards.
Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
1st Jun 11 at 13:52   View User's Profile U2U Member Reply With Quote
Tempcover.com do

First link on google ffs !
fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
1st Jun 11 at 14:03   View User's Profile U2U Member Reply With Quote
as fro said, only option really.

dont think tempcover.com offer it to under 21's neo

edit - there website says 18 plus

[Edited on 01-06-2011 by fazza]
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
1st Jun 11 at 14:08   View Garage View User's Profile U2U Member Reply With Quote
Cheaper to do it Fro's way. I've done it before. 14 day cooling off period FTW
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
1st Jun 11 at 14:20   View User's Profile U2U Member Reply With Quote
Just stuck my details into temp cover, £64 for a day! They didn't pop up on any of my searches before.

With taking a normal policy out, will I get charged for cancelling?
mattant
Member
Registered: 19th Jun 10
Location: South Yorkshire
User status: Offline
1st Jun 11 at 14:21   View User's Profile U2U Member Reply With Quote
I think I got charged £30 and you get 14 days to cancel, so you might as well cancel on the 13th day
Ecosse Sport
Member
Registered: 5th Jun 02
User status: Offline
1st Jun 11 at 14:27   View User's Profile U2U Member Reply With Quote
elephant just told me it'd be £22.50 if I cancel within the first 14 days of the policy.

sounded pretty reasonable.
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
1st Jun 11 at 20:06   View User's Profile U2U Member Reply With Quote
How quick to admiral/elephant take payment out?
Ecosse Sport
Member
Registered: 5th Jun 02
User status: Offline
1st Jun 11 at 20:37   View User's Profile U2U Member Reply With Quote
I'm not sure, I paid this afternoon by debit card. They charge a fiver for paying by credit card.

I'd presume it'll be tomorrow.
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
1st Jun 11 at 21:44   View User's Profile U2U Member Reply With Quote
Hmmm, was going to pay for the insurance when I sell my current car, so that idea is out the window!

 
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