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Author paid off a loan
leon.
Member
Registered: 24th Jun 08
User status: Offline
22nd Jul 11 at 14:54   View User's Profile U2U Member Reply With Quote
Recnetly paid off a loan I had , just checked my credit report and it's still showing I owe the balance i paid to end the loan. Does any one know how long it takes to clear from my report as i want more debt
whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
22nd Jul 11 at 14:55   View User's Profile U2U Member Reply With Quote
what report is this - if its credit check they should be updated all most instantly

It would suggest your loan provider has not updated their records
spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
22nd Jul 11 at 15:01   View User's Profile U2U Member Reply With Quote
6 years to be removed.

It will update to say that it is paid off within a month or two.
leon.
Member
Registered: 24th Jun 08
User status: Offline
22nd Jul 11 at 15:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by spencer88

It will update to say that it is paid off within a month or two.


thats fucking wank that
spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
22nd Jul 11 at 15:12   View User's Profile U2U Member Reply With Quote
I believe so anyway, anything on your record stays there for 6 years. It probably will not effect you though, as they generally go on how much available credit you already have.
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
22nd Jul 11 at 15:16   View User's Profile U2U Member Reply With Quote
It normally updates monthly, so should be updated within 30 days of when you paid it off.
A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
22nd Jul 11 at 15:16   View User's Profile U2U Member Reply With Quote
Your credit report is updated about a week or two after your billing cycle ends for a particular line of credit, usually monthly. Although It can vary based on how often companies report to the credit bureau, some only do it quarterly.


[Edited on 22-07-2011 by A2H GO]

 
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