Chris F
Show Staff Organiser: East Anglia Premium Member
Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
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Now im looking at a Current account? for my business, but which one?
My personal is with HSBC and i want to keep it that way. Not overly keen on them!
So for my Business i was thinking:
Abbey
Natwest
Loyds
Barcleys
Thoughts? 
Pros/Cons?
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Mine is with barclays and i can't complain about them about anything. They are a business bank after all.
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Barclays.
My local business manager has been pretty good with advice and setting up other accounts for me when I started my company up last year.
Got 18 months free banking with them too.
Edit - even opened up a personal account with them too as I was fed up with shitty Halifax.
[Edited on 28-09-2011 by Sam]
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Aye, my personal is with them. Took literally 5 min to set that up too 
After free banking period Im only getting charged for counter services. Don't use the counter at all really so it's still free
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Internet banking with them is also awesome
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Yes it's pretty awesome being able to manage business and personal accounts from the one screen.
I wish I didn't have to use counter services - get paid in cash and cheques a lot of the time.
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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I use lloyds. Very happy with it. Two years free banking. They also use a card reader which is brilliant for security.
Does faster payments as well now
Adult GiftsClick here to vist us
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Chris F
Show Staff Organiser: East Anglia Premium Member
Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
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quote: Originally posted by Sam
Yes it's pretty awesome being able to manage business and personal accounts from the one screen.
I wish I didn't have to use counter services - get paid in cash and cheques a lot of the time.
I will get this all the time, will be payed cash all the time. Wont all go in tho
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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My experience is completely opposite. I bank personally with Barclays but the business side was terrible, loads and loads of forms and no one to help filling them in, ended up ripping them up in the branch after waiting again for more things.
HSBC had it set up within an hour of me walking in there. Business guy wasn't based at that branch but came up especially, cup of tea while I waited, credit and debit cards, online stuff worked straight away. Absolutely first class.
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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Was pretty much the same with me for lloyds. Get a personal bank manager as well who I can contact for problems.
Adult GiftsClick here to vist us
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Chris F
Show Staff Organiser: East Anglia Premium Member
Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
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quote: Originally posted by Ian
My experience is completely opposite. I bank personally with Barclays but the business side was terrible, loads and loads of forms and no one to help filling them in, ended up ripping them up in the branch after waiting again for more things.
HSBC had it set up within an hour of me walking in there. Business guy wasn't based at that branch but came up especially, cup of tea while I waited, credit and debit cards, online stuff worked straight away. Absolutely first class.
Internet based stuff with HSBC is great yes.
But i was trying to walk away from my HSBC Credit card really!
The only way im looking at it atm, which is the easiest to get to and park on my local high St, That would be Barclays for me. Because at the end of the day i dont have the time to be down the bank when i could be on the tools earning the money to go into it.
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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I suppose it's luck of the draw really on what your branch is like.
I know all the counter staff at mine and even have the number for the branch so I don't have to phone the call centre up in India
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Being able to sort things in the branch is worth a lot.
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Mike
Organiser: North West and North Wales Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Santander's handy because you can pay cash in at the Post Office. Much easier for us than trying to park in town.
I don't know what they're like for setting up an account though.
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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I get cash also, but luckily able to pay a main supplier cash also so saves on costs.
Just ask folk to pay via bank transfer, most are happy to in my experience.
Dan, barclays also use a card reader and have a business manager for you in your area.
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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Tbh when I looked into it, as all my transactions are online it was pretty much pick Anyone as they all were nearly the same.
I do like the new faster payments now though. Very helpful.
Adult GiftsClick here to vist us
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Chris F
Show Staff Organiser: East Anglia Premium Member
Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
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Whats the account you can wire stuff instantly?
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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With Lloyds and never had an issue. I do prefer a safe though 
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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Hsbc for me, i had my personal banking their too
Perfect way of tbem conducting business, regular phone calls, emails etc
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VrsTurbo
Premium Member
Registered: 8th Jun 10
User status: Offline
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I use santander for personal and business and its free
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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I use HSBC, never had a problem except one direct debit missed cost over £150 in fee's.... Was well over 18 months ago, and I still havn't forgiven the excessive fee's
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Mines with the Yorkshire Bank. Its sound
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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quote: Originally posted by Ian
My experience is completely opposite. I bank personally with Barclays but the business side was terrible, loads and loads of forms and no one to help filling them in, ended up ripping them up in the branch after waiting again for more things.
Exactly that, barclays were utter shit just trying to sort an appointment for me. They changed it 3 times, each time calling me an hour before our arranged appointment to say they need me to get to another branch(from the one we arranged) at the same time. useless fucks
I now use natwest and seem alright so far, also got 2 years free banking...
My dad uses Santander and he gets free business banking for life.. only problem being you can speak to staff in a branch and have to put your cash into a deposit box that prints you a receipt. the branch staff will not help you with anything though
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