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Author Windscreen Insurance Cover
M4tt_Envoy
Member

Registered: 26th Feb 06
Location: Swindon
User status: Offline
7th Jun 12 at 10:31   View User's Profile U2U Member Reply With Quote

Does anyone know if windscreen policy on insurance covers damage from the inside?

I cracked my windscreen from the inside trying to force some 3m lengths of wood into my car over the weekend.

Matt
mattk
Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline
7th Jun 12 at 10:32   View User's Profile U2U Member Reply With Quote

Yeah it will do
Ben G
Member

Registered: 12th Jan 07
Location: Essex
User status: Offline
7th Jun 12 at 10:34   View User's Profile U2U Member Reply With Quote

if not, smash the windscreen with wood from the outside.
Sunz
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Registered: 12th Jan 07
Location: SE England
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7th Jun 12 at 10:39   View User's Profile U2U Member Reply With Quote

I think you should be careful when you claim on it, it doesn't affect your NCB normally but it's still a claim that goes down on record just like any other claim and can affect your core premium.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
7th Jun 12 at 10:42   View User's Profile U2U Member Reply With Quote

I had to smash a window the other week as I locked the key in my car, the job the autoglass dude had before mine was exactly what you've just done. So i'm guessing its fine.
Ben G
Member

Registered: 12th Jan 07
Location: Essex
User status: Offline
7th Jun 12 at 11:46   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sunz
I think you should be careful when you claim on it, it doesn't affect your NCB normally but it's still a claim that goes down on record just like any other claim and can affect your core premium.


agreed. but it doesn't affect the price like a car collision claim would.

tried it myself on multiple car insurance websites.
Fro
Member

Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
7th Jun 12 at 12:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
I had to smash a window the other week as I locked the key in my car, the job the autoglass dude had before mine was exactly what you've just done. So i'm guessing its fine.




pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
7th Jun 12 at 12:57   View Garage View User's Profile U2U Member Reply With Quote

Never told any insurance company about my multiple glass claims.
Whittie
Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
7th Jun 12 at 13:04   View User's Profile U2U Member Reply With Quote

Gev, few years back I did that to your car now

Least I now know how those mirrors come off
Fro
Member

Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
7th Jun 12 at 13:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
Gev, few years back I did that to your car now

Least I now know how those mirrors come off


Ended up scamming the windscreen company as they replaced it for the usual insurance excess but i didn't have windscreen cover so they tried to chase for another £100 or so but I ignored them and they must have written it off
Whittie
Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
7th Jun 12 at 13:34   View User's Profile U2U Member Reply With Quote

Can tell you're from essex
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
7th Jun 12 at 13:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Never told any insurance company about my multiple glass claims.


How so? I had to call my insurance company to sort out a replacement windscreen. They woupdnt allow me to sort it out myself.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
7th Jun 12 at 14:28   View Garage View User's Profile U2U Member Reply With Quote

I call autoglass and they come and do it. It's not an accident so why should I tell an insurance company at renewal. The question they ask is:

Have you had any accidents regardless of fault in the last 3/4/5 years?
Ben G
Member

Registered: 12th Jan 07
Location: Essex
User status: Offline
7th Jun 12 at 14:33   View User's Profile U2U Member Reply With Quote

usually says claims aswell ).

 
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