Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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my mate is looking into expirian credit report and wants to know has anyone done it before and is it worth the money or not he has badish credit from when he was 18 and went mental  and now its caught upto him and he wants to sort it befopre its to late any advice you lads can help him with around expirian
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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Tbh I'd use Noddle, it's free to use as opposed to the cost of Experian
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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quote:
Originally posted by Simon_16v
Tbh I'd use Noddle, it's free to use as opposed to the cost of Experian
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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ill get him to look into it just he thinks that expirain and stuff like that are the only ones who will have his compleate report and accuret
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I dunno what Noddle is like but I'm sure Experian only cost like £2 for a one time credit report and it was very comprehensive.
[Edited on 07-08-2012 by James]
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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As above, not exactly expensive.
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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cheers i know he was looking at the monthly part of it so he can keep an eye on it but ill tell him the credit report for £2
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Baskey
Member
Registered: 31st May 06
User status: Offline
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Pay £2 and check, these agencies regulary make mistakes. Experian were saying I was not on the electoral role and had no address. This was having a massive impact on me getting a mortgage.
Although they sorted it out fairly quickly as it was their mistake if I hadn't checked it I would not have known
[Edited on 07-08-2012 by Baskey]
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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i will get him to check that noodle and that as expirian is £14.99 if he does it monthly
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Where do you lot find £2 from?
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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I mean on the website, its £15 a month isnt it?
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Thats credit expert. Experian you can do a one off check for 2 quid iirc
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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http://www.experian.co.uk/consumer/statutory-report.html
just been looking
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ed
Member
Registered: 10th Sep 03
User status: Offline
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The £2 one is the statutory credit check - the subscription on the website shows the data in a different way. There's stuff on MSE about it all.
Definitely worth getting the check done before applying for credit - there could be a tonne of mistakes on your file you don't know about.
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Hammer
Member
Registered: 11th Feb 04
User status: Offline
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quote:
Originally posted by Whittie
Where do you lot find £2 from?
It can be tough mate but just get your head down and save and you'll get there eventually.
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Baskey
Member
Registered: 31st May 06
User status: Offline
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quote:
Originally posted by Whittie
Where do you lot find £2 from?
Iv no idea, I couldn't remember what I paid and everyone was saying £2 so I went with it 
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Baskey
Member
Registered: 31st May 06
User status: Offline
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Just looked at my old emails and I had a free 30 day trial and cancelled straight after so paid nothing, this was over a year ago though
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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http://www.experian.co.uk/consumer/statutory-report.html
this is the 2 pound one that everyone is talking about mate
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Baskey
Just looked at my old emails and I had a free 30 day trial and cancelled straight after so paid nothing, this was over a year ago though
I did this a while back and actually ended up getting £10 back through Quidco,lol.
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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It's worth doing the £2 once in a while. It showed me that I still had 2 store cards active that I thought I had cancelled a long time ago. It turns out the stores in question both opened up a new account for me when I moved house so when I closed them, they only closed the account against my old address 
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Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
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cheers lads
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