Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
What does everyone do with there insurance when taking a car off the road for winter?
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
You'll have to either leave it taxed and insured now or sorn it.
|
Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
What do i say to insurance? Dont fancy stopping it but dont want to be paying for insurance when its off the road
|
SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
|
quote:
Originally posted by Crana
What do i say to insurance? Dont fancy stopping it but dont want to be paying for insurance when its off the road
Going to have to do one or the other mate, cant see it being any different to when 'on the road' insurance wise, wouldn't of thought you even need to tell them
|
DansCorsaSXi
Organiser: Yorkshire
Premium Member
Registered: 13th Jan 10
Location: Worksop
User status: Offline
|
Have you got another car Craig? If you have or you could get one you could just swap insurance over so it's still going and not having to stop it. Also if it's something less valuable than the corsa it'll go down which will be better.
That's what I did with my bro's car when mine was off road. 
[Edited on 21-09-2012 by DansCorsaSXi]
Star silver C20XE SXi Project thread
Smoke Grey Corsa GSi Project thread
|
Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
|
Either cancel it, speak to them and see if you can change to just fire and theft whilst it's off the road or leave it as it is.
|
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
|
Not strictly true, because if his car is insured as an LET, it will be on a modified policy more than likely, and switching to a bog standard car, or something with less of a spec list, there is a good chance the premium won't actually go down.
Happened to me when i had my XE Corsa insured through Flux, sold it and got a 1.3 fiesta runner, payments went up as it was a policy for a modified car, which the fiesta wasn't.
Yours still logged as a 1.2 i take it??
|
DansCorsaSXi
Organiser: Yorkshire
Premium Member
Registered: 13th Jan 10
Location: Worksop
User status: Offline
|
Well when I took mine off road it was a 1.2. Switched it onto my bros which was a 1.2 then back onto mine which is now 2.0 and then had to go onto a modified policy.
Didn't go up that much but I paid alot less on the 1.2.
My car atm is still a 1.2 on logbook but waiting for it to be updated.
Star silver C20XE SXi Project thread
Smoke Grey Corsa GSi Project thread
|
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
|
Going back the way though will be worse if its on the same policy.
|
Tom J
Organiser: South Wales
Premium Member
Registered: 8th Sep 03
Location: Bridgend
User status: Offline
|
don't you want to keep it insured in case it gets nicked/damaged?
|
Spencer627
Member
Registered: 1st May 12
Location: Essex
User status: Offline
|
if you cancel early dont they refund you a set amount?
|
Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
Its a modifed policy so wouldnt make much difference to swap it the daily and is there any way i can just put my policy on hold? I'm with flux btw
|
Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
|
Highly highly doubt it.
|
Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
|
Id keep your insurance going while it off the road for winter Craig.I keep mine going encase the astra fecks up and have to use it.
|
Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
Im going to be taking it apart Mark so no need for insurance and it cost loads so looks like its getting canceled
|
Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
|
quote:
Originally posted by Crana
Im going to be taking it apart Mark so no need for insurance and it cost loads so looks like its getting canceled
Hope you taking it apart to bring it back bigger & better mate?
|
Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
Thats the plan 
|
Mark.W
Member
Registered: 3rd Jan 07
Location: County Durham
User status: Offline
|
Are you going to that summer madness meet at the weekend?
|
Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
at work mate 
|
Linch
Member
Registered: 4th May 06
Location: Whickham, Tyne and Wear
User status: Offline
|
You could end up paying a cancellation fee, but if that works out less than the current payments left on it, makes sense to cancel it if you arnt bothered about the no claims.
|
