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Author Cheap Insurance for moders!?
richardostreet
Member

Registered: 8th Jun 03
Location: Redditch, Hereford and Worcester
User status: Offline
18th Aug 03 at 19:22   View User's Profile U2U Member Reply With Quote

Hey im 17 (passed for a week!! lol) i got a corsa b 1.2 8v. Its so god dam slow!!!!(i got beaten by a girl in a KA!!!! FFS!!!) I have been quoted 1420 by liverpool victoria thats with my alloys and exhaust which dont seem to bad and plus i can do any modz i like as long as there not engine mods! but if i wanted to put a 1.6 in it they won insure me(let alone a 2.0l) how old do i really have to be to put a 1.6 or 2.0 in?? :'( Where else can i try for really good modified car insurance?

Cheers Rich
Neshol
Member

Registered: 10th Jul 02
Location: Midlands
User status: Offline
18th Aug 03 at 19:29   View User's Profile U2U Member Reply With Quote

Depends how rich you are. I'm 19 n I know i couldn't afford the insurance for a 1.6 yet. Gotta get some ncb first. I think £1420 may be a bit high for a 1.2 8v, not sure tho. Depends on where you live too. You could try HIC and CIS, CIS might be expensive tho. Hope that helps
will h
Member

Registered: 2nd Jan 03
User status: Offline
18th Aug 03 at 19:40   View User's Profile U2U Member Reply With Quote

im 18 with liverpool,got a 1.2 8v. paying 1100 all mods in.so pretty good
koop
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Registered: 15th Aug 03
Location: Essex
User status: Offline
18th Aug 03 at 20:03   View User's Profile U2U Member Reply With Quote

im 21 £700 for standard 1.4 16v with tesco
Mav 3000
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Registered: 16th Aug 01
Location: Leicestershire
User status: Offline
18th Aug 03 at 20:09   View User's Profile U2U Member Reply With Quote

I'd recommend that you learn to walk before you run - so to speak
MikeH
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Registered: 3rd Apr 03
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18th Aug 03 at 20:12   View User's Profile U2U Member Reply With Quote

If you only passed a week ago a 1.2 8v is fine for now

You won't appreciate the power in a bigger engine till you know how to get the most out of your current one!
Dan_Corsa
Member

Registered: 27th Nov 00
Location: preston,Lancashire
User status: Offline
18th Aug 03 at 20:34   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Mav 3000
I'd recommend that you learn to walk before you run - so to speak


yeah i agree
MattyB
Member

Registered: 13th Nov 01
Location: 118.5bhp :D
User status: Offline
18th Aug 03 at 21:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by MikeH
If you only passed a week ago a 1.2 8v is fine for now

You won't appreciate the power in a bigger engine till you know how to get the most out of your current one!



Spot on there mate.......
quiksilver106
Member

Registered: 28th Jul 03
Location: LEEDS, UK
User status: Offline
18th Aug 03 at 21:11   View User's Profile U2U Member Reply With Quote

run it for a year like that then get a 2.0 16v in there once your used to the roads, dont go too quick too fast cos you'll kill yourself
M4tt
Member

Registered: 18th Apr 03
Location: Potters Bar
User status: Offline
19th Aug 03 at 00:13   View User's Profile U2U Member Reply With Quote

im 20 and pay 550 for a 1.4 16v under my own name.

Neshol
Member

Registered: 10th Jul 02
Location: Midlands
User status: Offline
19th Aug 03 at 00:29   View User's Profile U2U Member Reply With Quote

That's a good price. Who's it with, and is it fully comp? How many yrs NCB?
M4tt
Member

Registered: 18th Apr 03
Location: Potters Bar
User status: Offline
19th Aug 03 at 09:18   View User's Profile U2U Member Reply With Quote

i've got 3yrs NCB, its with norwich union adn is TPF&T.

would have been 700 Fully comp m8

matt
Mav 3000
Member

Registered: 16th Aug 01
Location: Leicestershire
User status: Offline
19th Aug 03 at 09:41   View User's Profile U2U Member Reply With Quote

Im with CIS, Only for my 2nd year, just finishing 2nd year if you get me. This year I paid £770 Fully Comp with all mods declared (for free) and 1 years no claims.
Greasemonkey
Member

Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
19th Aug 03 at 09:49   View User's Profile U2U Member Reply With Quote

im 21 Fully Comp on my GSI for £1050, thats when its pushing about 130bhp+ with 17's £1500 of ICE lowered exhaust filter etc, got 3 years No claims with performance direct, my quote for third party was £675
StuartGee
Member

Registered: 10th Dec 02
Location: Ellon, Aberdeenshire
User status: Offline
19th Aug 03 at 10:19   View User's Profile U2U Member Reply With Quote

Just paid £609 for mine, 22, 3 yrs NCB, Fully Comp 1998 1.6 Sport, 'cause I've had the Priviledge!!!

Agree though, my bro had a 1.6 Sport also at 18, had it 3 months before he ran into back of someone.
1.6 fair enough, but even considering a 2.0 at 17 you must be greasing your hole up ready for Mr Insurance to come along and aim for penetration!!
richardostreet
Member

Registered: 8th Jun 03
Location: Redditch, Hereford and Worcester
User status: Offline
19th Aug 03 at 10:36   View User's Profile U2U Member Reply With Quote

anyone got the phone number for CIS>
cheers people!
Neshol
Member

Registered: 10th Jul 02
Location: Midlands
User status: Offline
19th Aug 03 at 11:07   View User's Profile U2U Member Reply With Quote

http://www.cis.co.uk/

You can start by getting an online quote
Sjdickso
Member

Registered: 15th Jul 03
User status: Offline
19th Aug 03 at 11:31   View User's Profile U2U Member Reply With Quote

You could try Vauxhall themselves they came out cheapest for me, 23yr with 1yr NCB, 1.2 corsa c sxi with all mods listed ie bodykit, zorst, induction kit.

Fully comp just under £400.00 but a very high excess around £600!
5doorDAMN
Member

Registered: 9th Nov 02
Location: newcastle
User status: Offline
19th Aug 03 at 12:33   View User's Profile U2U Member Reply With Quote

well im wiv co-operative insurance, its like £450, to cover ma car(1.7) for any1 to drive wiv ma dads permission. fully comp.
dannycorsa c
Member

Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
19th Aug 03 at 17:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by M4tt
i've got 3yrs NCB, its with norwich union adn is TPF&T.

would have been 700 Fully comp m8

matt


wouldnt u rather pay the extra 150 for full comp? i no i wud if u crash u get fuk all if its a bad crash so i think 150quid is quite cheep
Kris TD
Member

Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
19th Aug 03 at 17:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by 5doorDAMN
well im wiv co-operative insurance, its like £450, to cover ma car(1.7) for any1 to drive wiv ma dads permission. fully comp.


thats not your own insurance policy though.

20, no no claims, i pay £740 fully comp, all mods covered on a 1.5 td
Mistamist
Member

Registered: 16th Jul 03
Location: Gillingham, Kent
User status: Offline
19th Aug 03 at 18:39   View User's Profile U2U Member Reply With Quote

Im covered TPFT on a 1.2 8v for 1100 its rather steep but when i got the policy i had only been driving for 3 weeks so not too bad. i got a quote with HIC for 900 TPFT on it which aint suprising i had a bump last december.......not my fault...the girl at the bus stop shouldnt have bent over as i was driving past!!!
1.6 Sport BadBoy
Member

Registered: 16th Jul 03
Location: Newcastle Upon Tyne
User status: Offline
19th Aug 03 at 18:48   View User's Profile U2U Member Reply With Quote

hey,

I've been driving round in a corsa C 1.2 for a year now on my mams insurance. Im now only a few months off being 20 and my dad bought me a 1.6 Corsa B Sport thinking i can easily get the insurance.....wrong

I've had the car 2 months now and its just sitting waiting for me to get insured. Its a right bitch not being able to drive it! Cheapest quote i got was £1250 TPFT and that was with no NCB

i tried Elephant.co.uk for an instant quote on my 1.6 and came bak £1400 TPFT and £7600 FC

i couldnt believe this difference, out of interest, i tryed for a quote on a new seat leon 2litre SX with the exact same details as i used for my corsa and it braught up a fully comp coverage for a year being only £1700

surely enought theres something not right here, anyway, just goes to show what cars are labled as a boyracers car and what arent by insurers

if i were you mate, your 17, just stay with your 1.2 for as long as you can and if you havent already, get your own insurance started ASAP, you think your saving money now on your parents insurance but in the long run your not.

get ya No Claims built up laddy then whap in your 1.6 or 2.0litre - wish i did

wish you the best of luck with your insurance matey

 
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