Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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£2500 on insurance??
I dont exactly get paid mega money, but i could afford it next year if i was to make a few sacrifices, and if i get my expected payrise at work.
I would be buying a Seat Leon Cupra R on finance if anyone wanted to know what it was to insure.
So would you pay it?? or wait a year or so for the price to drop by roughly £500/£600???
Id have to have the car garaged over-night (not a problem), and doing 8k miles a year (would have to hold back on trips to southend!) to get the insurance for that price.
I want that car!
what to do 
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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£2500
is a bit steep
if you can afford it but in my opinion i wudt pay over £1500 for insurance
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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I'm looking at a quote of around £1800-£2000 for my next car, but if I take it out on a classic car policy, it comes down to about £1200 
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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How old, ncb etc... i pay £800 on my type-r
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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so you pay for a Cupra on finance then add another 200 a month on top again for insurance
no way
fux sake my insurance costs me £257 FC for the year, i earn over 26k and still wouldnt pay 2.5k on insurance
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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I know, i always told myself i could never justify spending over 2k on insurance... ever!!
but i want a yellow Cupra R
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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good things come to those who wait
why put yourself outta pocket now just for the sake of wanting a car
i drove around in a poxy hi-torq corsa for 2 years being as careful as fuk just so i could get full no claims
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MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
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Thats alot of money mate for insurance but if u can afford it - fuck it!
If your gunna buy a car on finance id see if i can get 1 years free insurance with it but if you really want a cupra then you gunna have to pay! Be worth it though!
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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very cheap Gambit/Robbo, but theres no way I will start getting those kind of quotes untill im well over 21 years old, more like 25!!
So back to the point, if you could afford it, would you pay it???
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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In response to your question....No
Unless i was really rich I would not pay anything over £1000
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paul_spurrell
Member
Registered: 14th Sep 01
Location: Bath Avon
User status: Offline
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i cant justify paying over £500 on insurance
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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no
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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 i pay 2K
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Jill
Premium Member
Registered: 8th Jun 01
Location: Aylesbury, BUCKS
User status: Offline
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Hmm... possibly. But most definitely NOT on a CORSA. 
JILL
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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quote:
Originally posted by Gambit
good things come to those who wait
why put yourself outta pocket now just for the sake of wanting a car
i drove around in a poxy hi-torq corsa for 2 years being as careful as fuk just so i could get full no claims
thats what i was doing till some twat ploughed into the side of my corsa 
now ive got a shed of a ford fiesta to try get some sort of NCB, thats if it doesnt fall to bits first 
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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No, when i was 18 i had a rover 214si (new shape) an it cost £1800 1st yr - i was crazy... wait til ur 21, ur quotes will drop like mad 
im 22 with 4yrs ncb btw
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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Mate mate mate you sound like me!
If you don't get payed much now matter how much you sacrifice you can't pay finace and that much insurance 
How long's the finance for?? How much is it??? How much a month is the finance???
I aint trying to take the piss here but even though you might think you can afford it you can't and you will dig yourself a very big hole.Trust somone who has been there and done it..
Gambit is right good things come to those who wait.
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nik
Member
Registered: 19th Jun 00
User status: Offline
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No chance
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GT4Brody
Member
Registered: 26th Sep 01
Location: south
User status: Offline
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You must be F**king mad in my opinion.
You are buying the car on finance for a start, then you are gonna spend 2.5k to insure it, mate you well end up in debt up 2 ur eye balls, dont do it.
Get something you can afford, you well only regret it in a years time when the car has depriceated by 3 grand!!
Soz to sound negative, but thats my opinion!! 
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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Hmm, I suppose if i waited a year i could have a nice hefty deposit on the 225bhp model and insurance will be a tad more realistic!
Vrrrrrrmmtshhhh
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Ditch
Member
Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
User status: Offline
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sorry i obviously have not been clear on this, the finance on the cupra would be for a second hand 180hp model from a Seat garage, and i would have a few grand deposit, so its not like i would be paying for ever.
And i wouldnt get the finance if a bank loan was the cheaper option.
I have already thought this through,....... and as i said at the start....
..... i can afford it if i wanted!
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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quote:
Originally posted by GT4Brody
You must be F**king mad in my opinion.
You are buying the car on finance for a start, then you are gonna spend 2.5k to insure it, mate you well end up in debt up 2 ur eye balls, dont do it.
Get something you can afford, you well only regret it in a years time when the car has depriceated by 3 grand!!
Soz to sound negative, but thats my opinion!!
i was trying to be suble
im starting again im getting a shitter then saving up fo a new car not going on finace ever again
that way my money is my money
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by Nismo
i pay 2K
would that be for your RX??
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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quote:
Originally posted by Ditch
sorry i obviously have not been clear on this, the finance on the cupra would be for a second hand 180hp model from a Seat garage, and i would have a few grand deposit, so its not like i would be paying for ever.
And i wouldnt get the finance if a bank loan was the cheaper option.
I have already thought this through,....... and as i said at the start....
..... i can afford it if i wanted!
So your lookin at over £200 a month just for the insurance and what? Say £200 for the finance/loan? How much do you get a month?
Petrol/Tax/MOT's/Parts/Mods/Service's/Tyres They all add up mate..
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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I LOVE MY BRICK
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