Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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right i cant ring the insurance people as they banned no personal calls at the begining of the week
but basically my Fully Comp insurance covers me to drive other cars 3rd party
but am insured to drive a car if the car is currently uninsured? its taxed & tested but nobody drives it
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carnoisseurcraig
Member
Registered: 4th Jun 03
Location: Inverness
User status: Offline
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nah, the other car has to be insured buddy. My mate found out that hard way. 6 points and a 300 buck fine.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Other car must be insured at least 3rd party + have the registered keepers permission to drive it
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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bullocks!! ive got permission to drive it but he's insured on his new car
ah fuk fuk fuk fuk
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Is this the car you will be driving while yours is off the road
Gonna have to insure it
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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yeah affraid not mate
You could try ringing your ins company and ask them if they'll add the car to the policy short term 3rd party only (if you're mate doesn't mind it being stolen and not paid for ) some places will do it some won't
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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hmm turns out i am insured to drive it, but the car must not be allowed to be left unattended on a public road.
so basically if i get stopped by the fuzz, and asked to step out of the car they can do me for the car being unattended!!
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Strange who u insd with?
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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so basically u are only insured to actually drive it but not when u arnt in it?
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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i rang the HIC'ster and asked them
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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quote: Originally posted by Kerry
so basically u are only insured to actually drive it but not when u arnt in it?
yep basically, im covered for any 3rd party damage i cause while driving but once its unattended i can get done - seems bizarre!!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote: Originally posted by Tom D
Strange who u insd with?
Very strange, oh well hope he dosnt need to leave the car
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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quote: Originally posted by carnoisseurcraig
nah, the other car has to be insured buddy. My mate found out that hard way. 6 points and a 300 buck fine.
IS NOT TRUE
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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nah it seems fair enough
basically u are covered to drive it on ure insurance but if somethin happened when noone was in it then it would be on the owners insurance and as he doesnt have any.....
makes sense to me
think of it this way, if it got stolen who would make the claim, u or him??
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Colin
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Registered: 4th Apr 02
User status: Offline
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quote: Originally posted by M2RV H
quote: Originally posted by carnoisseurcraig
nah, the other car has to be insured buddy. My mate found out that hard way. 6 points and a 300 buck fine.
IS NOT TRUE
Think it all depends on what the ins company say Marv, they all seem to have different views on this
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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my god Kerry, u actually do seem to have some common sense in there
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Gambit u gonna sleep in it then
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote: Originally posted by Gambit
my god Kerry, u actually do seem to have some common sense in there
now is my common sense tellin me thats a compliment or an insult
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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quote: Originally posted by Colin J
quote: Originally posted by M2RV H
quote: Originally posted by carnoisseurcraig
nah, the other car has to be insured buddy. My mate found out that hard way. 6 points and a 300 buck fine.
IS NOT TRUE
Think it all depends on what the ins company say Marv, they all seem to have different views on this
its a law more then a ruel i think, loophole says u CAN do it.......
please see the thread on MIG
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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tom, nah mate ill just park it in the drive, and in the carpark at work
ur forgetting, nobody steals cars over here!
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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What about petrol stations
U will have to make sure you put the handbrake on cos' if u aint in it and it causes any accidents it will be null and void pmsl
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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Tom, its not to be left unattended on pubic roads - use your common sense boy!!
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Ah yes I see. I retract my previous attempt at a joke
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote: Originally posted by Colin J
Think it all depends on what the ins company say Marv, they all seem to have different views on this
as they do on most other things
its always best to check with ure insurance before gettin in any car if ure unsure of the cover. i mean people presume that once u reach a certain age u are automatically covered for any car but alot of companies have abolished this now.
just as a matter of interest my policy renewed before i was 25 but i sent amended my reg recently and when they sent me a new policy it had been amended to cover me for any car third party only now im over 25
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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ah the perks of being older!!!
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