gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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as some of u no i imported a mx-5 last month after finaly getting insured with 2yrs no claims(shit loads of hassle)so yesterday i decided to go shopping in birmingham. . . i was driving along a 30 zone approaching a t junction(i had 2 stop) i was nearly there and a women in a clio cut the corner so i t-boned her! i was compleatly in the right so we swapped detales and that was it(ive just had direct line on da fone +shes saying it was my fault!she had 4 people in the car as witnesses +i just had my missis)whf!!!!!!!can any1 gimmi any advice because if i loose my no claims=sell car
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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btw i wrote her brand new clio off big style but mines just got smashed light+bumper
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MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
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Explain the situation of what happend to your ins. company and see who they say is the right or even ask the traffic police and they may do the same ????
Dunno if that'll work but u might aswell try
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nik
Member
Registered: 19th Jun 00
User status: Offline
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You should have phoned the police and got her to admit it was her fault. Not sure what will happen now mate
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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Why the hell you would want an mx5 I don't know
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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she was admitting 2 me it was her fault!i did call police but they said they didnt wanna no inless any1 was injured,or the road needed 2 be blocked off!great
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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lol,says the man with the 106,it 155bhp + light as fuck
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
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I'm sure insurance companies arent stupid, they know that everyone in her car is going to lie through their teeth if shes in the wrong  , tell insurance what happend, go to where it happened take pictures/draw diagrams to present your car cause you might have to go to court or something?
Nik: have you/has anyone you known actually done that ?
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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I'd always phone the police no matter what, you would have evidence, phone the police straight away always yoiu'll proibably get screwed with a 50/50 now 
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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if your approaching a t-juntion then you are travelling straight, if she was turning in then she had to be in your space, unless you where on the other side of the road, which wouldnt exactly be feasible, ins people will say its more likely to be her cutting a corner
although as nik says, u should have phoned the police
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
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and i take it there was no other witnesses near by? no CCTV? , shit like this makes me want to have a recording device in my car so if i ever have a smack up and it isnt my fault, i can get ze bastardo on tape.
[Edited on 14-11-2003 by willay]
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Yes, passengers are not usually counted as creditable witnesses... did any1 else stop whose details tyou might have? I stopped at an accident once an gave a lad my numebr in case he had any problems as I saw it an it wasnt his fault... he never called but Im sure it would have been helpful 
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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50/50 will i still loose my no claims?even if i repair my car myself?
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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also tell the insurance compnay you tried to ring the police as you knew it weren't your fault
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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quote:
Originally posted by RobboSRi
Yes, passengers are not usually counted as creditable witnesses... did any1 else stop whose details tyou might have? I stopped at an accident once an gave a lad my numebr in case he had any problems as I saw it an it wasnt his fault... he never called but Im sure it would have been helpful
your a star 
[Edited on 14-11-2003 by willay]
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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camera phones are good for these types of situations
i even know of people who carry a disposable camera in the glove box jsut incase
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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there was no other witnesses at all!i couldnt believe it,i was traveling down a little side road 2 join on2 a main road+she was coming off the main road down the side road!make sense?lol
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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fcuk ive got a camera fone!i didnt think,arhhhhhhhh
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Im sure they will work out who was guilty *teeth are hurting from that lie!*
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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i was hoping they will?!but they are insurance companys!btw we were both with the same insurance company(if that makes sence)
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Phone any local places that were near with cctv if u were near any (and do it soon)
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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take pictures of the area if you can now, proper photos that is not stupid crappy camera phone photos.
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gareth9584
Member
Registered: 8th Apr 02
Location: worcester
User status: Offline
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ive tryed all there was was a garage(macanic)no cctv,didnt think he even owned a spanner
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nik
Member
Registered: 19th Jun 00
User status: Offline
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106 will pull your pants down mate Seen some times for 'tuned' MX5s in Banzai and there still shockingly slow 
quote:
Originally posted by gareth9584
lol,says the man with the 106,it 155bhp + light as fuck
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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mx5's brisky make 60 in 10 seconds... 100 probably later next year
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