corsa_will
Member
Registered: 29th Apr 03
Location: Essex
User status: Offline
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Yesterday my insurance ran out.
I rang up to renue it, and to declare all the mods that i hadnt done so yet.
My insurer already knew that i had wheels, but when i said its been lowered, new back box, induction kit and a spoiler ( which has only been on 2 days ) they said, nah mate, cant insure you any more...
NOT AMUSED..
after ringing every insurance business in the yellow pages and told by every one of them that im wasting my time trying i gave up.
Then i decided to ring my insurer back for a compromise. Their compromise was that i can have mods, but ONLY 3..
I then had to choose my most important 3..
Wheels, Lowered, and then either exhaust or spoiler, and take off my induction kit,
If i took off my spoiler i would be left with holes....
If i took off the exhaust i would be left with a pee-shooter....
So, ive chosen to take off my soiler.. and now i will have holes, and no induction kit...
Would any one have made a different choice? Im well annoyed..... spoiler 2 days old and ive had to get rid of it.... it was a good paint finish too lol 
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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I would have phone Tesco or Adrian Flux
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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Tesco
Adrian Flux
Hic
Liverpool Victoria
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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Go with liverpool victoria mate, they told me that you don't even need to tell them about your mods if you don't want to insure them
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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or even CIS dont add for mods
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Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
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quote:
Originally posted by Red_Sxi
Go with liverpool victoria mate, they told me that you don't even need to tell them about your mods if you don't want to insure them
yeah thats good for LV but not for you
pay all that money for your mod's then once you wreck your car & try to claim for them you only get the value of the std model corsa you have
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chris_uk
Premium Member
Registered: 8th Jul 03
User status: Offline
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i got told by liv vic that is it gets nicked or i wreck it all i have to do is show receipts or pics of the patrts and that will cover getting new ones.
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Or just don't declare them  not like it's major mods ffs if u had a crash u cud take spoiler and induction kit off within 10 mins anyway 
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Makarus
Member
Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
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With Liverpool Victoria I was told that as long as there is proof that the mods were on the car at the time of an accident then they will cover them without me having to declare them previously.
I dunno who you were ringing mae but you really weren't ringing the right people. Try Liverpool Victoria, HIC, CIS, GSI, Elephant etc. They should be able to give you decent quotes.
I am paying £1000 F/C on 1.2 8v Corsa B, R Reg, wheels, exhaust system, induction kit, head unit, components, sub, 2 amps, 2.0 16v brakes........all fully insured.
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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well im with liverpool vic toria, all mods declared and they beat the price of everyone else before i mentioned mods by like 300 quid.
i pay 740 fully comp with zero no claims, im 20 on a kitted, lowered, rimmed iced etc... 1.5 td.
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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as for the spoiler, so many corsas came with them standard you could get away with it anyway, there was so many special editions, even dealer special editions etc..
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koolkorsa
Member
Registered: 15th Jun 03
User status: Offline
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id of kept the spoiler instead of a backbox. Spoilers make the corsa look so much betta.
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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so would i, just weld on a trim instead, easy to do.
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corsa_will
Member
Registered: 29th Apr 03
Location: Essex
User status: Offline
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trims look sh*t.... ive tried everyone hic, adrian flux etc. they wont insure an 18 year old. ill give liverpool vic a try, and let u know what happends
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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i am insured fully comp with liv vic at 19 on a 1.4 sri, all mods declared for £1040, 1 yrs NCD (2 in feb). I was 18 when i got the policy out too, so its def worth trying them.
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corsa_will
Member
Registered: 29th Apr 03
Location: Essex
User status: Offline
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£1341.69
thats the quote i got online with no mods declared. anyone got their number? ill try ringing them !
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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0800 514 514
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corsa_will
Member
Registered: 29th Apr 03
Location: Essex
User status: Offline
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nice one, closed now tho lol cheers any way boss
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mattyboy199
Member
Registered: 5th Feb 03
User status: Offline
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i would nt even bother declaring an exaust or induction kit not worth it.
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Tim
Site Administrator
Registered: 21st Apr 00
User status: Offline
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quote:
Originally posted by mattyboy199
i would nt even bother declaring an exaust or induction kit not worth it.
I would -- not much extra money if any on the premium -- but if you crash it's an easy way out of them paying...
...and believe me it happens -- when I claimed about 4 years ago they tried to tell me I hadn't declared alloys (this was my only mod at the time) and they wouldn't pay out... Turned out they had made a computer error when I added them...
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tomcorsa
Member
Registered: 11th Nov 02
Location: London/kent
User status: Offline
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cis dnt charge ne extra 2 bodywork mods only 4 performance mods eg lowering induction kit n zaust
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J100RSA
Member
Registered: 4th Mar 01
Location: Thornhill, West Yorkshire
User status: Offline
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all is declared on my car and only pay £175 a year
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mattyboy199
Member
Registered: 5th Feb 03
User status: Offline
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quote:
Originally posted by Tim
quote:
Originally posted by mattyboy199
i would nt even bother declaring an exaust or induction kit not worth it.
I would -- not much extra money if any on the premium -- but if you crash it's an easy way out of them paying...
...and believe me it happens -- when I claimed about 4 years ago they tried to tell me I hadn't declared alloys (this was my only mod at the time) and they wouldn't pay out... Turned out they had made a computer error when I added them...
Yes i can understand that but if its just a back box then then an exaust is an exaust.
How long does it take to change an induction kit ?
Jus my view on things.
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dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
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ive got drilled ainr box so would this be classified as a induction kit?? if i had an backbox on it and had a crash, id prob say it fell of or switch them over! might go get a standard air box from the scrappy 2 switch over if anythin does happen!
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