drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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Just drove almost 200 miles to go pick up the astra GTE donor car, and get stopped by the police coming out of a service station on the way back, and have already been given a producer!  I didnt have insurance on me though, so what will i need to take down? Im insured fully comp on the corsa, and the guy who owned the astra is still insured on it, and i had his written permission to drive it back meaning i was covered TPFT. Do i just need to take my insurance, or a copy of his too?
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Drew
Banned
Registered: 24th Nov 01
Location: County Durham
User status: Offline
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thats 1 thing i have never known - which insurance ya need or if ya need both or wot
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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ttt
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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id ring your insurance company and just check as some companies have different conditions etc
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DanW
Member
Registered: 7th Mar 04
Location: Hereford, West Midlands
User status: Offline
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blood ell matt what did u do? 
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Jamie
Member
Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
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Wheel spin out of the garage?
Ah cops will be cops
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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you just take your insurance document down, it will say on that, that your insured 3rd party to drive anyother car providing you have permission, then they might check u had permission and everything will be fine, dont need his insurance coz its nowt to do with it if your driving.
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M4tt
Member
Registered: 18th Apr 03
Location: Potters Bar
User status: Offline
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that sounds ok to me - the astra bloke has the car still insured ( so the car is insured) and your just driving it third party off your own policy right -
so i think you'll need some proof that the astra (or permission) is insured and some proof that your insurance covers you mate 
the only time it might be a problem is if theastra wasn't insured, because then your policy wouldn't cover it.
[Edited on 03-04-2004 by M4tt]
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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it wudnt matter if the car wasnt insured, my mate had a escort, and his musis used to drive it, so he got a cav, and drove that round, the cav wasnt insured, only him as 3rd party from his fully comp policy on the escort, and he was stopped and given a producer, and itwas all fine.
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DAYZEE
Member
Registered: 13th Nov 00
Location: Stevenage, MR2 Turbo, 328i Coupe, CBR600F
User status: Offline
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You can only drive other cars third party on your insurance if they are NOT owned by you and must insured by someone else. Hence you can't insure a fiesta and then buy a 911 Turbo and drive that around third party.
But saying that, driving other cars isn't usually included on policies for under 25's.
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Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
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quote:
Originally posted by DAYZEE
But saying that, driving other cars isn't usually included on policies for under 25's.
Depends on the company i think. Im with NU, and i know for certain that im insured to drive other cars .
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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what's the worst that can happen then if i wasnt insured. I thought I was fine cos my dads mate works in insurance and told me that so long as the other guy is insured on it, i should be fine, but i didnt check with my company. Its not like i was driving with no tax/MOT/insurance/license etc, i thought i was covered! (Not saying im not covered, but IF i wasnt)
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Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
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I think you'll be ok mate. Officially you shouldnt really have driven the car, as you actually owned it, and the policy covers you for cars you dont own. Saying that though, the Logbook isnt in your name, so officially you dont own it . Its one of those dodgy grey areas that are overlooked i think. It'll be alright .
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nickyboy01
Member
Registered: 10th Sep 03
Location: Oxford-ish
User status: Offline
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Written permission from the owner of the car means feck all.
You are only covered to drive it if your policy states you can drive any other car 3rd party. If it doesnt then you will be fecked for driving without insurance whether it is insured by the previous owner or not, unless of course he has any driver insurance.
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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Thank fuck for that, just got back from the police station and its all okay. I was proper shitting myself though cos i would be devastated if i lost my license. A stupid mistkae that i will never EVER make again, and a warning to all other people that could be in the same situation!
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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quote:
Originally posted by DanW
blood ell matt what did u do?
Another Hereford geezer
Are you friends with Matt??
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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quote:
Originally posted by drunkenfool
Thank fuck for that, just got back from the police station and its all okay. I was proper shitting myself though cos i would be devastated if i lost my license. A stupid mistkae that i will never EVER make again, and a warning to all other people that could be in the same situation!
Lucky git 
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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thank god for that
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M4tt
Member
Registered: 18th Apr 03
Location: Potters Bar
User status: Offline
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yesh thank fook for that
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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the woman never checked to see the reg numjber on the producer was the same as the one on my insurance! I was sooo close to possibly losing my license  And Steve, DanW is my mate dan who drives a polo which he is gonna slowly mod i think
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BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
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i c
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Ben
Banned
Registered: 12th Jan 03
Location: West Yorkshire
User status: Offline
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So did u just take ur corsa insurance docs?
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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yeah and a written note from the guy who owned the car befrore me saying i had his permission to drive it., I was gonna try and explain that i had fully comp, and his permission so was insured 3rd party on the astra, and hope they didnt ring my insurance and find out itdoesnt apply to under 25s. The woman at the desk was saying her son is into doing up cars and stuff aswell, i kept her talking and she didnt notice!
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