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Author Insurance Matters
Blue_Sri
Member

Registered: 17th Dec 03
Location: Aberdeenshire
User status: Offline
5th Aug 04 at 20:46   View User's Profile U2U Member Reply With Quote

I have a bit of advice to give you about Tesco insurance, like, dont go with them!! I insured my car with them last year and when i got the bodykit fitted i was told that an extra charge of £13.80 would be added to the premium for the full kit, i was gobsmacked to find this was right but happy not to pay over the score. So i said yes to the charge, got my certificate in the door which stated the modifications so everything seemed right, Wrong! Just renewed my insurance with them last month and it seemed wierd the bumped up the price by £160 since last year, now as you all know the price of insurance usually goes down each year. So i asked them why this was, they told me this was because the car had a bodykit fitted to it, but i said this was the same last year so why is it more expensive?? They said "we didnt know the bodykit was fitted, some one has made a fuck up somewhere!" So i was really driving around without insurance for 8 months!!!! On the previous certificate it states bodykit fitted so this means they did put it on the certificate but not on the tesco computers!! Glad i didnt have a crash, it would of voided my insurance! Bloody insurance companys! So in a "Guesture of good will" they have gave me half price insurance for a year, wont be going with them again!!!
jaffa
Member

Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
5th Aug 04 at 20:48   View User's Profile U2U Member Reply With Quote

if it was on your policy then ii would of thought they would have to honour it?
Sooty
Banned

Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
5th Aug 04 at 20:49   View User's Profile U2U Member Reply With Quote

send them a copy of confirmation of policy change when you declared it
Blue_Sri
Member

Registered: 17th Dec 03
Location: Aberdeenshire
User status: Offline
5th Aug 04 at 20:49   View User's Profile U2U Member Reply With Quote

Yeah but not without a fight from them ill bet
Blue_Sri
Member

Registered: 17th Dec 03
Location: Aberdeenshire
User status: Offline
5th Aug 04 at 20:50   View User's Profile U2U Member Reply With Quote

I'm gonna send them the old policy, but that will only get me half price insurance, but i suppose it could have been lots worse!!
Blue_Sri
Member

Registered: 17th Dec 03
Location: Aberdeenshire
User status: Offline
5th Aug 04 at 20:51   View User's Profile U2U Member Reply With Quote

Anyone else had these probs with Insurance Companys?
Sooty
Banned

Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
5th Aug 04 at 20:55   View User's Profile U2U Member Reply With Quote

never tbh
G.C.M
Member

Registered: 14th Aug 03
Location: Sunderland
User status: Offline
5th Aug 04 at 20:56   View User's Profile U2U Member Reply With Quote

my insurance say any body mod is fine, long as i tell em but just cant up engine power

the insurance certificate they sent you is like a legal document, if you did have an accident you can show it to them and they have to honour it, if they are daft enough to take it to court, they would loose as they have give you a legal document with their name/letterhead on.
JUGGA
Member

Registered: 7th Sep 03
Location: BEDFORDSHIRE
User status: Offline
5th Aug 04 at 21:08   View User's Profile U2U Member Reply With Quote

wtf, why are you complaining?????

i dont undertsand???

its writen on paper about the bodykit so you wont lose out anything...

+ your getting half price insurance, i would be well happy with that lol. end of the day you doen nothing wrong, you told em about the bodykit and its written on your policy.
corsa starter
Member

Registered: 20th Jan 03
User status: Offline
5th Aug 04 at 21:47   View User's Profile U2U Member Reply With Quote

hey half price sounds good to me
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
5th Aug 04 at 21:51   View User's Profile U2U Member Reply With Quote

Tesco are shite. They wanted £720 this year TPFT whereas Churchill gave me fully comp and another 5000 miles -- plus parking on the road overnight for £640 and i didn't have to tell a few white lies
James_DT
Member

Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
5th Aug 04 at 21:52   View User's Profile U2U Member Reply With Quote

Tesco is so cheap on standard cars BECAUSE they charge extra for all mods. No-one seems to get this.
And if your certificate said bodykit was covered, they have to honour that.

 
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