moddedcorsa
Member
Registered: 15th Aug 02
Location: Argyll, West scotland
User status: Offline
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Ive a mk4 astra, and ive sold it, new owner collecting on sat, this leaves me without a car, but my insurance policy lasts until april next yr!
Can i swap the cover to my mums car until i get a new car? (even though her car already has a seprate policy on it?)
Dont want to cancel as i wont get my ncb in april (if i dont claim in the next 6 months) And will lose my ££ as i paid the premium in full (cheaper at the time)
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moddedcorsa
Member
Registered: 15th Aug 02
Location: Argyll, West scotland
User status: Offline
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with norwich union btw
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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u cant have to policies on 1 car as if it was written off then both insurance companies would own it but u obviously wouldnt get paid out!
they can also tell if u have insurance for it already!
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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You're gona have to either cancel your insurance and get a payout, or buy a new car and tranfer insurance onto that
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moddedcorsa
Member
Registered: 15th Aug 02
Location: Argyll, West scotland
User status: Offline
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yeah thats what i thought sadly.
Will there be any chance i can just have no vehicle on the policy for a while??
And if so, would i still get ma ncb?
would phone them, but cant get through at the moment
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Winston2nd
Member
Registered: 13th Jul 04
Location: London
User status: Offline
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They should be able to put it on hold until you get another car.
Don't know what you'd do about driving your mum's car though cause you'd have to pay for that. I don't think it would be that much to go on your mums insurance though.
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Tom J
Organiser: South Wales
Premium Member
Registered: 8th Sep 03
Location: Bridgend
User status: Offline
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you could just leave the policy running maybe :S
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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get a 1.0 fezza or something wont cost u fuck all to insure and can sell it in april. u dont even have to use it..
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moddedcorsa
Member
Registered: 15th Aug 02
Location: Argyll, West scotland
User status: Offline
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cheers ppl, phoned them and they hav suspended the policy (kind of put it on hold) And all i have 2 do is contact them wen i get a new car and the policy will be active again.
And i will still get my ncb in april, assuming i dont claim,
So its all good
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Joff
Member
Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
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So you've still paid for the policy, you're still getting your NCB when it's due, but you haven't got a car to insure the policy against...
... sounds like a con to me! You'd be better off getting a 1.0 Nova or Fester and getting a refund on some of your premium.
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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put your insurance on hold boy!
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