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Author What am I doing wrong?
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
   16th Oct 04 at 15:41   View User's Profile U2U Member Reply With Quote

Just doing online quotes on CIA insurance...

Me as a 20 year old, (student ), 2 years NCB and Pass Plus... Trying to get insured on a 106 gti.

I've got no convictions, no points, no accidents etc...

Car 1998, around £3500

Quoted £3000 for fully comp... and £1800 third party fire and theft

WHAT THE FUCK!!!!

Why is all insurance so expensive for me? This year I got quoted £1450 fully comp on a fucking 1.2 16v!

I know there are people on this site with 106 gti's that are only 19 and pay £1000 or under third party fire and theft or around £1500 fully comp.
dousey
Member

Registered: 21st May 03
Location: Selsey, West Sussex
User status: Offline
16th Oct 04 at 15:42   View User's Profile U2U Member Reply With Quote

Try bell direct
goldfish
Banned

Registered: 7th Feb 03
Location: we have a grass in CS he is a chav
User status: Offline
16th Oct 04 at 15:42   View User's Profile U2U Member Reply With Quote

CIA suck ass

you'll just have to try many many companies
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
16th Oct 04 at 15:43   View User's Profile U2U Member Reply With Quote

I'd use that confused.com but they never email me my quotes
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
16th Oct 04 at 15:44   View User's Profile U2U Member Reply With Quote

I tried lots of companies insuring my car this year - the lowest I got was £1450 fully comp quote... So I went £850 third party fire and theft with adrian flux...
LukeGSi
Member

Registered: 9th Dec 03
User status: Offline
16th Oct 04 at 15:44   View User's Profile U2U Member Reply With Quote

Try Admiral. Im 20 0ncb and they quoted me less than 600 notes
R Lee
Member

Registered: 15th Aug 03
User status: Offline
16th Oct 04 at 15:44   View User's Profile U2U Member Reply With Quote

you living in a bad area?
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
16th Oct 04 at 15:48   View User's Profile U2U Member Reply With Quote

Stoke Poges, which is a nice area. But sadly it has a SL post code (for SLOUGH)... but still, surely it can't make that much difference! and Even if I still insure it third party only I get stupidly high quotes (in some cases more than tpft) - to which doesn't make sense since then theft is not a issue and thus doesn't matter where it is.
R Lee
Member

Registered: 15th Aug 03
User status: Offline
16th Oct 04 at 15:50   View User's Profile U2U Member Reply With Quote

go into a gti forum and see if anybody deals with insurance there.
sometimes can pick up an excellent quote.
Red_SXi
Member

Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
16th Oct 04 at 16:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Paul_J
I'd use that confused.com but they never email me my quotes


You can log back in to view your quotes, they dont email me either any more but i can still view the quote after about an hour by loggin in.
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
16th Oct 04 at 16:12   View User's Profile U2U Member Reply With Quote

Elephant are good for me on the 106, was 20 with 0 no claims when i took out the policy £1300, they knock it up a bit if you want to pay monthly though.
Got a quote for renewal in jan from adrian flux though, thats £1000 21 1years no claims

CIS were bollox for me.

[Edited on 16-10-2004 by corsa5dr]
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
16th Oct 04 at 16:21   View User's Profile U2U Member Reply With Quote

that £1300 tpft ?

Whats your post code like though? is it really good?
cargraphics4u.com
Member

Registered: 4th Feb 04
Location: Tonbridge, Kent Drives : J7 00RSA
User status: Offline
16th Oct 04 at 16:25   View User's Profile U2U Member Reply With Quote

try norwich union
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
16th Oct 04 at 16:25   View User's Profile U2U Member Reply With Quote

www.confused.com are ACE!

Got quoted £1086 tpft

106 gti (unmodded though)
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
16th Oct 04 at 16:25   View User's Profile U2U Member Reply With Quote

Fully comp mate. Postcode is pretty good yeah.
Try admiral,bell direct, flux, direct line aswell, they were all pretty good.
Joff
Member

Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
16th Oct 04 at 16:26   View User's Profile U2U Member Reply With Quote

Try Performance Direct. I think I've sold them my soul in exchange for a nice premium.
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
16th Oct 04 at 16:27   View User's Profile U2U Member Reply With Quote

I didnt get a single quote back from confused when i ran through my details for my renewal. That was just with 15's and lowered.
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
16th Oct 04 at 16:28   View User's Profile U2U Member Reply With Quote

Bit silly going tpft on a car of that value though.
Paul_J
Member

Registered: 6th Jun 02
Location: London
User status: Offline
16th Oct 04 at 16:30   View User's Profile U2U Member Reply With Quote

Just said to my mum about it and she starts going ... 'Where do you think your gonna get the money for that '

Thing is, I'll probably have to pay about £850 on my corsa tpft next year anyway! so thats only £150 extra...

Say I sell my corsa for about £2800 ... buy a 106 gti for £3500 ish...

This is what my plan is waiting for next year though... I've got quite a bit of money stashed now, but after christmas I get a £1300 from student loan to spunk.
*Donna*
Banned

Registered: 14th Sep 04
User status: Offline
16th Oct 04 at 16:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Paul_J
www.confused.com are ACE!

Got quoted £1086 tpft

106 gti (unmodded though)


check to make sure the car is the one u asked for a quote on

i put is sierra cosworth and got a quote of 400 fully comp, went into the quote and it was actually for a sierra 1.8 gl or something
Kerry
Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline
16th Oct 04 at 16:49   View User's Profile U2U Member Reply With Quote

you will be surprised how much of a difference postcodes make honestly

i once did a quote exact same details but 3 diff postcodes

mine - £650
mums - £580
beardys - £1500
LukeGSi
Member

Registered: 9th Dec 03
User status: Offline
16th Oct 04 at 16:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Paul_J
www.confused.com are ACE!

Got quoted £1086 tpft

106 gti (unmodded though)




Thats ace?? I'm 20 0ncb and can insure a corsa LET for less than 1k
Jambo
Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
16th Oct 04 at 18:22   View User's Profile U2U Member Reply With Quote

SL postcodes suck

ed
Member

Registered: 10th Sep 03
User status: Offline
16th Oct 04 at 18:26   View User's Profile U2U Member Reply With Quote

Good job we moved house then Now got a right farmers post code
stuartmitchell
Member

Registered: 24th Apr 04
Location: Kirkliston, Edinburgh
User status: Offline
17th Oct 04 at 14:32   View User's Profile U2U Member Reply With Quote

those are shit quotes

Im 18, one year no claims, clean licence, pass plus, a student aswell.

Ive got a 106 gti insured tpft for under a grand

www.admiral.com

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