Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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Went to the place where I insured my car today (collonade insurance) to give them a copy of my driving liscence, and while I was there - I asked them how alloys would affect my premium.
She replied with "I dont think your insurers will let you have them..
WTF?? - I thought they were my insures - but apparently they bought insurance off of someone, and sold it on to me - is this common? 
Anyways, she rang "my insurers" and they said that as long as the alloys are the same size as my standard wheels, and have locking nuts, It wont matter, any bigger and they'll tell me to fcuk off 
Im paying just under 1400 for a 12v fucking breeze, and I cant have wheels any bigger than 14"!!!
What should I do?
A - Get 15s/16s whatever and dont tell them
B - Wait till my years up and go with another insurance company
C - Ring up my actual insurers and talk to them directly, see if they can sort me out (I dont mind paying extra for some wheels, but I could do with a bit bigger than 14s!)
Cheers
Lotus Elise 111R
Impreza WRX STi
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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You could try ringing the underwriters directly, I can't see why the company wouldn't just charge you for bigger alloy wheels. You might want to consider changing, even if just to get the premium down, but not telling the insurance company isn't a clever idea.
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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Get Irmscher 16" wheels, they could have been an option on the car as far as you was concerned 
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Kyle T
Premium Member
Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
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Cheers, what happens if you wanna end your years cover early (if u really wanna change insurers), I take it you are charged a cancellation fee, but what happens to your money (I payed for a years cover in one go).
Or is this not normally done, is it better just to stick with steelies till my covers out if bigger wheels rnt an option with these guys.
thanks
Lotus Elise 111R
Impreza WRX STi
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Carr
Member
Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
User status: Offline
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i might be wrong but i think that by saying you cant have any bigger hweels i think they mean because of the difference in tyre size aswll so it adjusts your speedo.
if you can just compensate for any bigger wheels with tyre size i would have thought you would be alright
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