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Author Loans
GREG 1
Member

Registered: 28th Jul 00
Location: Essex
User status: Offline
8th Dec 04 at 17:54   View User's Profile U2U Member Reply With Quote

Where is the best place to get a laon at the moment, anyone know ?

Also if i was to do it online now, when cou;d i expect it to be in my bank ?
Nismo
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Registered: 12th Sep 02
User status: Offline
8th Dec 04 at 17:57   View User's Profile U2U Member Reply With Quote

Egg all the way
Colin
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Registered: 4th Apr 02
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8th Dec 04 at 17:58   View User's Profile U2U Member Reply With Quote

egg / northan rock
GREG 1
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Registered: 28th Jul 00
Location: Essex
User status: Offline
8th Dec 04 at 18:00   View User's Profile U2U Member Reply With Quote

Ohhh Egg, haven't thought about them !

Whats the website ? how long will it take roughly ?
Cavey
Member

Registered: 11th Nov 02
Location: Derby
User status: Offline
8th Dec 04 at 18:02   View User's Profile U2U Member Reply With Quote

er.

www.egg.com (hard to remember i know)
Cavey
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Registered: 11th Nov 02
Location: Derby
User status: Offline
8th Dec 04 at 18:03   View User's Profile U2U Member Reply With Quote

They can accept you online. Pretty good and they give anyone a loan
Darren M
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Registered: 22nd Mar 01
Location: Luton : Drives : Vectra B Sri
User status: Offline
8th Dec 04 at 18:06   View User's Profile U2U Member Reply With Quote

northern rock are very good
GREG 1
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Registered: 28th Jul 00
Location: Essex
User status: Offline
8th Dec 04 at 18:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cavey
They can accept you online. Pretty good and they give anyone a loan
How long will that take for the money to get into my bank mate ?
Cavey
Member

Registered: 11th Nov 02
Location: Derby
User status: Offline
8th Dec 04 at 18:14   View User's Profile U2U Member Reply With Quote

From what i remember (this could be bollox as my memory is shit) I got accepted online, then they sent the contracts, signed the contract, sent them back and it took a 3 working days from the confirmation letter they sent
GREG 1
Member

Registered: 28th Jul 00
Location: Essex
User status: Offline
8th Dec 04 at 18:23   View User's Profile U2U Member Reply With Quote

Ah cool

I spoke to Barclays yesterday and they said it wouldnt be in my bank till after xmas

I want it before bigtime
--Dave--
Banned

Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
8th Dec 04 at 18:28   View User's Profile U2U Member Reply With Quote

Goldfish
shawboy
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Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
8th Dec 04 at 18:33   View User's Profile U2U Member Reply With Quote

if.com
Cavey
Member

Registered: 11th Nov 02
Location: Derby
User status: Offline
8th Dec 04 at 19:16   View User's Profile U2U Member Reply With Quote

i SHOULD be getting a 1k student loan payment this week so i'm sorted Gotta pay off Egg loan mind you..
Dom
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Registered: 13th Sep 03
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8th Dec 04 at 19:22   View User's Profile U2U Member Reply With Quote

mummy and daddy are the best loans, considering they usually dont offer any interest

but failing that, get a credit card with 0% interest and wack it on that Just make sure you pay it off before the 0% interest is up as they usually wack it up to silly amounts
Jules S
Premium Member

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Registered: 24th Dec 03
User status: Offline
8th Dec 04 at 20:27   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dom
mummy and daddy are the best loans, considering they usually dont offer any interest

but failing that, get a credit card with 0% interest and wack it on that Just make sure you pay it off before the 0% interest is up as they usually wack it up to silly amounts


nah, then transfer the balance onto another card
ed
Member

Registered: 10th Sep 03
User status: Offline
8th Dec 04 at 20:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Dom
mummy and daddy are the best loans, considering they usually dont offer any interest

but failing that, get a credit card with 0% interest and wack it on that Just make sure you pay it off before the 0% interest is up as they usually wack it up to silly amounts

Ir you apply for another 0% credit card and withdraw the balance from the new card, use it to pay off the credit card which is about to start charging you interest (best to do this a month in advance) e.t.c... You can carry on going until people don't want to give you a card anymore - which is a pretty long time because if you keep re-paying the money monthly then your credit rating will not go down
Stuckey
Member

Registered: 5th Jun 02
Location: Plumstead, Greater London
User status: Offline
8th Dec 04 at 20:32   View User's Profile U2U Member Reply With Quote

egg or cahoot
Jules S
Premium Member

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Registered: 24th Dec 03
User status: Offline
8th Dec 04 at 20:48   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by 1800ed
quote:
Originally posted by Dom
mummy and daddy are the best loans, considering they usually dont offer any interest

but failing that, get a credit card with 0% interest and wack it on that Just make sure you pay it off before the 0% interest is up as they usually wack it up to silly amounts

Ir you apply for another 0% credit card and withdraw the balance from the new card, use it to pay off the credit card which is about to start charging you interest (best to do this a month in advance) e.t.c... You can carry on going until people don't want to give you a card anymore - which is a pretty long time because if you keep re-paying the money monthly then your credit rating will not go down


A friend of mine cycles seven credit cards on this basis (she's minted mind you)

she was denied a card the other day on the basis that she was carrying a potential 70k's worth of credit
ed
Member

Registered: 10th Sep 03
User status: Offline
8th Dec 04 at 20:52   View User's Profile U2U Member Reply With Quote

Yea, that's the problem, after a while people don't want to touch you. In theory you could use it as an interest free loan though - so long as you make the re-payments.
Darren
Member

Registered: 21st Apr 02
Location: Hadleigh, Suffolk
User status: Offline
8th Dec 04 at 21:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by GREG 1
Ah cool

I spoke to Barclays yesterday and they said it wouldnt be in my bank till after xmas

I want it before bigtime


When i got a barclayloan the money went in there and then

 
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