RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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how can a policy increase when theres no change to the policy except that Im now over 21 and Ive got 4 years ncd - as opposed to the 3 I had last year
Am I being penalised for getting an extra years no claims or turning 21   
[Edited on 17-02-2005 by LiVe LeE]
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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fcuking wankers thats well out of order.
I reckon its down to all the false claims etc
Try changing insurance compaines
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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who are u with at the moment?
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Paul H
Member
Registered: 11th Aug 03
Location: Lincoln.
User status: Offline
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it will be due to all the chavs with no insurance pushing premuims up
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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be mad if mine goes up. what is it gone up to and how much by?
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SetoN!
Member
Registered: 2nd Feb 05
Location: Manchester
User status: Offline
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I work for car insurance and ive seen prices go up since the new year. So ur gonna get it anywhere m8.
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by SetoN!
I work for car insurance and ive seen prices go up since the new year. So ur gonna get it anywhere m8.
this is too true...my car has dropped in value 7k and im still paying more than when i started.....fookas 
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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Im with HIC and Ive got a limited mileage "agreed valuation" Fully comp policy - nothings changed from last year
to top it off they wont protect theno claims disount either - until u have 5 years - most place protect after 4
Its only gone up by £5 but its just the audacity of it all - I dont see why I should be penalised
Adrian Flux have come back with a slightly higher quote than HIC but they will protect the ncd - which is worth the extra tbh - I might try and push HIC to protect at the price theyve quoted then I'll think about staying with them
Would help if PHIL hadnt left 
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Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
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Don't go to Flux.. 
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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I have a mate who works in car insurance, he has told me some very interesting things.
Certain companies (to name one, zurich) have a policy that the renewal must be 10% higher than the cost of last year, even with an extra years NCB and the driver being 1 year older. Its a joke
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R Lee
Member
Registered: 15th Aug 03
User status: Offline
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mine went up.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Get a new quote with them instead of a renewal quote. Most companies try harder to attract new customers than they do keeping old ones.
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Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
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we had this over here for a few years on the trot and the insurance federation was saying that " insurance companys weren't making any money"....
the goverment steped in and made them publish there figures. and between them and theres only about 10 insurance companys over here.. they made €560 in the first 10 months of 2003.
my premium halfed last year....
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supacook2k
Member
Registered: 26th May 03
User status: Offline
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quote:
Originally posted by Rebrabuk
Don't go to Flux..
why?
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Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
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quote:
Originally posted by supacook2k
quote:
Originally posted by Rebrabuk
Don't go to Flux..
why?
from a few threads ive read on here and mig.... yeh they have good prices but when the shit hits the fan there service is a complete joke....
just what ive read though could be wrong....
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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quote:
Originally posted by Red_SXi
I have a mate who works in car insurance, he has told me some very interesting things.
Certain companies (to name one, zurich) have a policy that the renewal must be 10% higher than the cost of last year, even with an extra years NCB and the driver being 1 year older. Its a joke
the missus is with Zurich and hers has just gone from £1400 per year to about £850 this month when she renewed.
She has just got 1 years no claims
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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quote:
Originally posted by Siberia
quote:
Originally posted by supacook2k
quote:
Originally posted by Rebrabuk
Don't go to Flux..
why?
from a few threads ive read on here and mig.... yeh they have good prices but when the shit hits the fan there service is a complete joke....
just what ive read though could be wrong....
I hear exactly the same but for HIC 
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barteh
Member
Registered: 18th Jan 05
User status: Offline
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quote:
Originally posted by LiVe LeE
Am I being penalised for getting an extra years no claims or turning 21
My misses who's with diamond has had her insurance go up an extra £200 this week. shes made no claims ever, no accidants and shes got an extra years ncb. fooking day light robbery.
I told her to fcuk them on and change to someone else, but i dont think she has.
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loz@sussexcarz.com
Member
Registered: 7th Oct 04
Location: East Sussex
User status: Offline
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insurance premiums go up 20% each yr-nothing u can do about it
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Mate Im with HIC too and when it came to renewal it went up £15 even though nothing had changed apart from me getting an extra years no claims! Rang around elsewhere and got a quote that only beat them by £30. Then rang HIC back up told them I could beat their quote elsewhere , gave them the price and who it was with and they rang back next day with a quote that was nearly £150 less than their original quote!!!! Play them off against each other, it pays off in my experience! 
[Edited on 17-02-2005 by corsa_boy69]
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I am but as of yet - no1 can beat their price - do they check the price??? or could I randomly pull one from nowhere
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Im not sure how much they check it as I did get a genuine quote that beat theres so if they had checked it then it wouldnt of been a problem for me as it was genuine. My better quote came from Performance Direct although I accidently on purpose forgot to tell HIC that Performance Direct do let you modify your car but they will only repair your car to standard in the event of an accident!
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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yeah I had that with LIV.Vic last year - so might give the two of them a try ithis mornign - then phone HIC and get them to do something about it - tbh tho - Adrian Flux's although more expensive is actually a better price as it includes the protected NCD
its ghey how after 4 years they still wont protect it - that means another year of worryed driving
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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Adrian Flux quoted me £1100, HIC did it for £530 wasnt gonna pay £500+ for protected no claims
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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theyre only £30 more expensive than HIC - so makes it worthwhile for me
I payed £465 last year and they want £469 this year - i know its not a great difference but its the principle of it - gonna try Liv.Vic and Performance Direct in a bit
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