M2RTY
Member
Registered: 25th May 01
User status: Offline
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..........ok, my policy was renewed in june (end of, 20th or something) on the corsa, £186 fully comp this, mods for that blah blah
i have 4 years no claims now
rand HIC up, they said they would not insure me on a 318 convertible as its higher then group 40 on their scale of 1 to 50
i am 22 for fucks sake with 4 years NCB and its a 1.8 
so do i go elsewhere and pay 700 notes, cancel with HIC and loose 5 months NCB, or do i get something cheaper to insure till may when i turn 23 and they will insure me
bare in mind when i was 21 they said they couldn't insure me till i was 22, so i doubt they will insure me at 23 if last year year is anything to go by
could also put the beemer in my mams name and me as a named driver till may then cancel the policy and put it in my name thru HIC or someone else?
ideas?
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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thats just stupid, what company is that with? when i was 18 i was gettin quotes on 318 convertibles. theyr quite a low group.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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group 14, not bad, but its cos they are quite commonly stolen cars
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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ye i know convertibles r easier to break in but ur 22 with 4yr no claims. u shud be able to get insured with pretty much anything 
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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Strange!
Had no problems insuring my 318 even though it wasnt a convertable. New owner is only 19 and he had no problems either!
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Its an existing policy so while you may get a quote elsewhere at a reasonable price, your existing insurer won't touch it.
You either need a cheap car for 7 months or lose the 5 mo ncb which you have earnt.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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quote:
Originally posted by Ian
Its an existing policy so while you may get a quote elsewhere at a reasonable price, your existing insurer won't touch it.
You either need a cheap car for 7 months or lose the 5 mo ncb which you have earnt.
yeah ian i know, just cant decide what to do tho,
5 months isnt really that much tho is it
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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Doubt that car will still be for sale in 5months time though will it.
U be able to buy it and a cheap runabout and just garage the bmw till then?
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Kif
Member
Registered: 13th Jan 05
Location: Doncaster, South Yorkshire
User status: Offline
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Not just looks then foxy?
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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FFS as said mate you should be able to insure anything!
I'm nearly 25 but got 0 no claims and i've got a 323i Coupe and i only pay £800
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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loose the 5 months go else where.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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cant understand why tho, 22, safe job, good post code, 4 years NCB, limited mileage, garaged over night and locked in compaound at work during day  fools
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Kif
Member
Registered: 13th Jan 05
Location: Doncaster, South Yorkshire
User status: Offline
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HIC are shoot mate, i'm with them and they want £7000 for a 2ltr 8v calibra. I was like WTF.
Dont know if they were joking or what
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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can insure it else where for 700ish, so will have to see
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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yep go elsewhere......
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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That sounds rediculous!
Dont buy a BMW 318 though!!!
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