Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
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My renewal is up in January, so I have just used confused.com to find the cheapest quotes on my Golf. The two quotes I have are with and without declaring alloys and lowering.
Alloys and lowering not declared: £1072.24
Alloys and lowered declared: £1865.85 <---- (only quote it gave me, Admiral)
No wonder people don't declare things. 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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If thats the only mod its not really worth it, you can remove it.
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Mather.16v
Member
Registered: 1st Nov 04
Location: Stockport
User status: Offline
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most insurance companies do up your premium if the mod doesnt effect the performance, eg exhaust, air filter
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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Go direct for a quote.. confused add on the price!
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James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
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Yeah, ring up and talk to them. The internet isn't great for quoting for mods.
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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my insurance said they don't mind mods aslong as i'm not doing anything to the engine, but air filter / exhaust is fine, they said turbo'ing it would effect the insurance. Wild body kits / flash paint will cost on the insurance if declared, but tbh i'd declare it, my mate got stopped by the old bill in his xr2i and it's more of an enthusiasts car, not boy racer but it has been lowered on different wheels and the police done an insurance check and were quizing him on whether it was declared or not!
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Phone Quinn-Direct mate. Give them a go! 
Corsa 2.0 16v Vegas - Sold
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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quinn direct wont quote on modded cars until you send them a copy of an engineers report and your driving licence. plus they have a dodgy clause in their t&c's about modded cars.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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direct line wouldnt give me a quote on my 15s because im a young driver, nobs, im with Liverpool Vic and their not bothered
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j10E W
Member
Registered: 30th Sep 04
Location: maidstone
User status: Offline
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i was with liverpool victoria with the astra, they wasnt bothered with all the mods either, they knew about everything!
what golf you got mate?
my golf is insured with elephant, the only company that would insure me on it!
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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I've never had ANY trouble, or any silly prices like that. Tesco's are ok.
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Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
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its a gt tdi. Insured with elephant now so might give them a ring soon and see what they say about wheels.
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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ive got a modified car policy, only problem is a 450 excess and a very grey area of what i'll actually get back if i do claim, spoke about an agreed value to one person and they gave me the idea that i'd get that, then other said something about getting as much back as possible they can for mods and mentioned a modded car market value which doesn't really fill me with confidence since my cars market value is about 10 pence.
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