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Author Guarentee'd Credit Card?
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
15th Jan 07 at 05:07   View Garage View User's Profile U2U Member Reply With Quote

Do these exist? I seem to have one or two bank charges to my name - and this has fucked up any chance of getting anything on credit, or getting a credit card - So I need to start building up a good credit rating.

All I want is to apply for the shittiest credit card out there - use it for a tank of diesel, then pay it off straight away to make me look good. Thing is, every time a credit card company knocks me back - my rating gets worse apparently. So I need to know if anyone can 100% give me a credit card, no matter how shit it is.

Any ideas?


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Jamie Walby
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Registered: 15th Nov 04
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15th Jan 07 at 11:24   View User's Profile U2U Member Reply With Quote

I had trouble getting a credit card and I have never had any charges etc.....What I did was got one from my bank. Thats all I can think of really. If you go into a branch its better than doing it online, Halifax (my bank) rejected me when I did it online so I went into my local branch and they were surprised I was rejected. Women sorted one out for me there and then.

If you have already done that then I have no idea
Melville
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Registered: 4th Jun 03
Location: Newcastle upon Tyne
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15th Jan 07 at 14:12   View User's Profile U2U Member Reply With Quote

As Jamie said. Get one then use it properly to increase your credit rating then you will be able to get a more competative one.
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
15th Jan 07 at 16:41   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jamie Walby
I had trouble getting a credit card and I have never had any charges etc.....What I did was got one from my bank. Thats all I can think of really. If you go into a branch its better than doing it online, Halifax (my bank) rejected me when I did it online so I went into my local branch and they were surprised I was rejected. Women sorted one out for me there and then.

If you have already done that then I have no idea


I got rejected by my branch aswell


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Brett
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Registered: 16th Dec 02
Location: Manchester
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15th Jan 07 at 19:20   View Garage View User's Profile U2U Member Reply With Quote

CapitalOne give cards to people with shit credit (i.e. me) except they slap on a whopping 25% interest
Jon_C
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Registered: 7th Dec 05
Location: Suffolk
User status: Offline
15th Jan 07 at 21:22   View Garage View User's Profile U2U Member Reply With Quote

Why do they do that. Its is already obvious you are crap with or have no money
mav
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Registered: 19th Jun 01
Location: Scotland
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15th Jan 07 at 21:44   View User's Profile U2U Member Reply With Quote

Aye so they rape you again with high interest, because you are a bad risk so they make their money from you.

 
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