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Author Pensions!
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:13   View User's Profile U2U Member Reply With Quote

Just seen that program on ITV... very worried! gonna be checking mine a.s.a.p!!

There was people who paid in for 40 years and will get sod all!!
Brett
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Registered: 16th Dec 02
Location: Manchester
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25th Jan 07 at 22:15   View Garage View User's Profile U2U Member Reply With Quote

You're slow aren't you?
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett
You're slow aren't you?


i knew they were not as great as were told but to get nowt after 40years paying in is a piss take!!!!!!
k e l
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Registered: 10th Dec 06
Location: Sheffield
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25th Jan 07 at 22:17   View User's Profile U2U Member Reply With Quote

my nans just got dun over my grandad just died now shes left with not much. after so many years of putting it in
Brett
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Registered: 16th Dec 02
Location: Manchester
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25th Jan 07 at 22:18   View Garage View User's Profile U2U Member Reply With Quote

Better off investing in property.
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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25th Jan 07 at 22:19   View User's Profile U2U Member Reply With Quote

no one should be stupid enough to pay into a company pension scheme, private all the way or just save it and invest it yourself in the future. If you have enough and find a decent broker you can get much better gains.
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:19   View User's Profile U2U Member Reply With Quote

i was a weee bit blinkerd tbh...

i though you bang in every month and then your laffin when you retired...

dint no the real in and outs!
Russ
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Registered: 14th Mar 04
Location: Armchair
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25th Jan 07 at 22:24   View User's Profile U2U Member Reply With Quote

i have an nhs pension, which is ace, and garanteed to be there when i need it and only pay 6%, NHS pays other 14
Colin
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Registered: 4th Apr 02
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25th Jan 07 at 22:26   View User's Profile U2U Member Reply With Quote

Ive never looked into pensions....live for the moment
Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
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25th Jan 07 at 22:26   View User's Profile U2U Member Reply With Quote

Local Government pension for me...one of the best
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:27   View User's Profile U2U Member Reply With Quote

on the program they all though it was garanteed
Russ
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Registered: 14th Mar 04
Location: Armchair
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25th Jan 07 at 22:27   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Twiggy
on the program they all though it was garanteed
but they "thought" i "know"
Colin
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Registered: 4th Apr 02
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25th Jan 07 at 22:28   View User's Profile U2U Member Reply With Quote

What was the program about??? I didnt see it??
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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25th Jan 07 at 22:29   View User's Profile U2U Member Reply With Quote

Rather than take life insurance and a pension would it not be better to just save a bit per month?
Colin
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25th Jan 07 at 22:30   View User's Profile U2U Member Reply With Quote

Why take life insurance.....you'll be dead, what use is money
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Russ
quote:
Originally posted by Twiggy
on the program they all though it was garanteed
but they "thought" i "know"


i was after comments about pensions not a fucking spelling test.... cock!
Russ
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Registered: 14th Mar 04
Location: Armchair
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25th Jan 07 at 22:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Andrew
Rather than take life insurance and a pension would it not be better to just save a bit per month?
yes and no, on a company pension, you dont pay all of it, usually you pay about 14% and they pay about 6%. if you do it yourelf then youd be paying it all
Russ
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Registered: 14th Mar 04
Location: Armchair
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25th Jan 07 at 22:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
Why take life insurance.....you'll be dead, what use is money
so you know your wife and kids are looked after
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
What was the program about??? I didnt see it??


About the program

(just found the hyperlink button!
Colin
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Registered: 4th Apr 02
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25th Jan 07 at 22:45   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Russ
quote:
Originally posted by Colin
Why take life insurance.....you'll be dead, what use is money
so you know your wife and kids are looked after


But i'll be dead so I wont care
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:49   View User's Profile U2U Member Reply With Quote

i was thinking that
Jules S
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Registered: 24th Dec 03
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25th Jan 07 at 22:53   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett
Better off investing in property.


True,

There will always be some financial advisor (read money robber) trying to convince you that X% of your meagre wages at year 21 is worth investing.....

Get to 60 years old and what is your investment worth in real terms?

Sweet fcuk all....better to take colins advice and put your money into property in the short term.

Colin
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Registered: 4th Apr 02
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25th Jan 07 at 22:55   View User's Profile U2U Member Reply With Quote

I never advised that....did I

My advice was to enjoy life & die young
Twiggy
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Registered: 15th Oct 04
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25th Jan 07 at 22:56   View User's Profile U2U Member Reply With Quote

nope was loafofbrett
Jules S
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Registered: 24th Dec 03
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25th Jan 07 at 23:00   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
I never advised that....did I

My advice was to enjoy life & die young


yep....

Which equates to buy house young...shag everything that moves and dont worry about a pension too young

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