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Author insurance question (NCB)
gwil0283
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Registered: 16th May 03
User status: Offline
10th Apr 07 at 14:07   View User's Profile U2U Member Reply With Quote
Quick question,
i have been driving for 6 months,
what happens to my 6 months claim free driving if i change my car and insurance company before i get my first years no claims will i loose them and start from nothing again ?
Cupra Steve
Banned
Registered: 7th Nov 06
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10th Apr 07 at 14:11   View User's Profile U2U Member Reply With Quote
Yes you will! Happened to me after 8 months! But i had no choice in the matter.
whitter45
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Registered: 15th Nov 02
Location: Norton
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10th Apr 07 at 14:11   View User's Profile U2U Member Reply With Quote
if yuo change your car and you keep the policy then you will keep you rNCB

If you change insurance companies you will lose your 6 months
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
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10th Apr 07 at 14:12   View Garage View User's Profile U2U Member Reply With Quote
You need to retain a policy with that same company to retain the 6months NCB. Otherwise you'll start at 0 again if you change insurer. Happened to me a couple fo times now.
gwil0283
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Registered: 16th May 03
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10th Apr 07 at 14:14   View User's Profile U2U Member Reply With Quote
ok thanks
thats a bitch because the company im with now want alot more than others
might have to stick it out for the year
gwil0283
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Registered: 16th May 03
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10th Apr 07 at 14:15   View User's Profile U2U Member Reply With Quote
its called screentrade by the way have you heard of them
Brett
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Registered: 16th Dec 02
Location: Manchester
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10th Apr 07 at 14:15   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by gwil0283
thats a bitch because the company im with now want alot more than others


Same here. In fact, the company I was with at the time wouldn't even insure me on my newer car
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
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10th Apr 07 at 14:17   View User's Profile U2U Member Reply With Quote
if i get 2 ncbs i change insurance companys then do loose them? or can they be moved over to the new insurers policy
gwil0283
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Registered: 16th May 03
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10th Apr 07 at 14:19   View User's Profile U2U Member Reply With Quote
once youve done a year its ok i think, but say if you have 1 year 11 months no claims but change car/companys youre back to 1 year ?
whitter45
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Registered: 15th Nov 02
Location: Norton
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10th Apr 07 at 14:20   View User's Profile U2U Member Reply With Quote
spot on yes when it comes to renewal you can move and the renewal quote will need to be sent to your new compnay as its your proof of NCB

[Edited on 10-04-2007 by whitter45]

 
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