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Author Claiming back bank charges - draft letter and gen plix
Jules
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Registered: 26th Nov 04
Location: Ipswich, Suffolk Status: Happy
User status: Offline
3rd Sep 07 at 10:21   View User's Profile U2U Member Reply With Quote
A draft letter that I could copy / paste & amend would be nice, also any info.
Not for me but I'm going to help someone with theirs.

Fanks!
dave17
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Registered: 3rd Sep 02
Location: Greater London
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3rd Sep 07 at 10:23   View User's Profile U2U Member Reply With Quote
bbc website
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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3rd Sep 07 at 10:23   View Garage View User's Profile U2U Member Reply With Quote
all banks charge refunds are frozen at the moment, your too late
Jules
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Registered: 26th Nov 04
Location: Ipswich, Suffolk Status: Happy
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3rd Sep 07 at 10:31   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Steve
all banks charge refunds are frozen at the moment, you're too late


Balls - not for me anyway but thought I'd give it a crack.

You're = your btw
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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3rd Sep 07 at 10:33   View Garage View User's Profile U2U Member Reply With Quote
aye thats my achilles heal in the grammar world i do it all the time

[Edited on 03-09-2007 by Steve]
Dan Lewis
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Registered: 31st Jan 05
Location: Leicestershire
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3rd Sep 07 at 10:35   View User's Profile U2U Member Reply With Quote
your not too late, whats going on is a big court case, so they are frozen at the moment until the this one court case is settled.

quote:
On the 27 July 07, the banks and the OFT agreed to a bank charges reclaiming test case in the High Court. A series of co-ordinated announcements also effectively put a hold on bank charges reclaiming until the case has been decided. It is crucial you read ALL the bullet points below before continuing.
Dan Lewis
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Registered: 31st Jan 05
Location: Leicestershire
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3rd Sep 07 at 10:35   View User's Profile U2U Member Reply With Quote
http://www.moneysavingexpert.com/reclaim/oft-bank-charges
Robbo
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Registered: 6th Aug 02
Location: London
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3rd Sep 07 at 10:36   View User's Profile U2U Member Reply With Quote
Only thing you need to know

http://news.bbc.co.uk/1/hi/business/6170209.stm
Brett
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Registered: 16th Dec 02
Location: Manchester
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3rd Sep 07 at 10:36   View Garage View User's Profile U2U Member Reply With Quote
I did this a year ago. If you can see the wagon you've already missed it
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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3rd Sep 07 at 10:37   View Garage View User's Profile U2U Member Reply With Quote
the court case could go on for several years before a final decision is made
Jules
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Registered: 26th Nov 04
Location: Ipswich, Suffolk Status: Happy
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3rd Sep 07 at 10:41   View User's Profile U2U Member Reply With Quote
Cheers Dan, Robbo, Schteven
Brett it's not me trying to jump on the bandwagon
Robbo
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Registered: 6th Aug 02
Location: London
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3rd Sep 07 at 10:53   View User's Profile U2U Member Reply With Quote
To be fair its only cases that go to court that are a bit iffy atm, this persons bank may settle with them anyway so all hope is not lost!
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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3rd Sep 07 at 10:58   View Garage View User's Profile U2U Member Reply With Quote
no ALL the banks are being taken to court by the OFT, the judge ruled whilst the case is ongoing ALL bank charge refunds are frozen, and like i said the case could go on for years, so noones got a hope yet for the forseeable future too

[Edited on 03-09-2007 by Steve]
dave17
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Registered: 3rd Sep 02
Location: Greater London
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3rd Sep 07 at 11:16   View User's Profile U2U Member Reply With Quote
i requested my statements, still havent gone through them
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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3rd Sep 07 at 11:36   View User's Profile U2U Member Reply With Quote
was about to send the first letter off today, might just leave it now
Patrick
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Registered: 25th Apr 02
Location: SE London
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3rd Sep 07 at 12:51   View User's Profile U2U Member Reply With Quote
I've been meaning to do this for months now. Bugger


Could of claimed back £875 as well!

[Edited on 03-09-2007 by Patrick]
K17STY
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Registered: 13th Dec 02
Location: West Lothian
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3rd Sep 07 at 12:55   View User's Profile U2U Member Reply With Quote
They wont all be on hold till this case is sorted. If they dont reply keep sending them the letter saying they have broken the 40 days in which they have to reply to you.

its just the banks trying to avoid paying out. If they keep putting everyone off then there are going to be huuuggee amounts going to court.
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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3rd Sep 07 at 12:56   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by K17STY
They wont all be on hold till this case is sorted. If they dont reply keep sending them the letter saying they have broken the 40 days in which they have to reply to you.

its just the banks trying to avoid paying out. If they keep putting everyone off then there are going to be huuuggee amounts going to court.


yes they are all on hold
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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3rd Sep 07 at 12:57   View Garage View User's Profile U2U Member Reply With Quote
quote:
While you cannot currently make claims through the ombudsman as he is not dealing with any new matters until after the test case you are not prevented from bringing court proceedings. Although having said that you may find that these are stayed until after the test case there is no uniform practice in the courts. Have you checked that Bank Smart are authorised to handle claims work. You can check this by going to www.claimsmanagement.gov.uk.

 
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