M4tt_Envoy
Member
Registered: 26th Feb 06
Location: Swindon
User status: Offline
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I have applied for a coupl of credits cards in the last couple of days but have been refused, i have a great credit rating from Experian.
I moved in with my G/F about 4 months ago (she has had financial problems in the past)
Is it possible that the address i live at would affect the chances of me being accepted for credit.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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It's just a bad time generally anyway.
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M4tt_Envoy
Member
Registered: 26th Feb 06
Location: Swindon
User status: Offline
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its rubbish, only want to transfer my balance into another 0% Credit Card
Why are they offering deals if someone with a really good credits rating (never be overdrawn, missed any payments etc)
isnt accepted
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Cos you probly dont earn them enough money? Like me I pay the balance off in full each month, they dont get a penny of interest out of me
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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Dont apply for too many in a short space of time, affects your credit rating so ive been told! Think best thing is to ring them up and ask why you have been declined. I had some credit card companies refuse me before yet others have said yes.
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AK
Member
Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
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yup, all those applications leave 'footprints' on your record and potential lenders may see that as a sign that your are trying to get lots of credit.
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