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Author Womens Car insurance quote- Best companies for cheap quote?
stubbsy05
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Registered: 23rd Oct 02
User status: Offline
2nd Jan 09 at 11:09   View User's Profile U2U Member Reply With Quote

Am sorting out the mrs's car insurance for her.

21 year old
2 years driving
2 years NCB

X reg Ford Fiesta Flight 1.3, low crime area etc
£300 Excess (including compulsory & voluntary)

Best so far is Kwik Fit at £388 and will get £42.50 cashback knocked off it.

Have tried,

All ones moneysupermarket throws up
Swiftcover
Directline
Elephant and Churchill
Norwich Union
ASDA

Any recommendations?
Seany
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Registered: 13th Dec 06
Location: Dunfermline, Fife : Drives Astra cdti Sri
User status: Offline
2nd Jan 09 at 11:22   View User's Profile U2U Member Reply With Quote

try confused.com usually get a few good qutes of them
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
2nd Jan 09 at 11:41   View User's Profile U2U Member Reply With Quote

Diamond are the best insurance company I have ever dealt with.
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
2nd Jan 09 at 11:45   View User's Profile U2U Member Reply With Quote

i just use flux, but mine is modified,
try geoffrey simmons.
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
2nd Jan 09 at 11:48   View User's Profile U2U Member Reply With Quote

i know its online, but autotrader link to do quotes for insurance gives me decent prices, but always call companys, you wont get anything decent by doing anything online.
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
2nd Jan 09 at 11:49   View User's Profile U2U Member Reply With Quote

Diamond insure modifed cars to a certain extend, body mods anyway.
Laura
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Registered: 6th Oct 04
Location: Leven, Fife
User status: Offline
2nd Jan 09 at 11:50   View User's Profile U2U Member Reply With Quote

I've been with Diamond, Elephant and now currently with morethan.

Didn't need to deal with Diamond but there renewal quote was ridiculous.

Elephant were abismal when dealing with a claim for me, I did most of the chasing for third parties etc myself with solicitors and other insurers etc after nothing was completed after over 12 months!!!

Now I am with morethan.

Luckily I have never had to deal with them yet, but there price was cheap cheap cheap

I pay £28 a month with a £250 excess.

At time of policy I was 22 with 3 points, had 4 years no claims, and insure the Corsa 1.6 Sport. No accidents or claims in previous 3 years. Mum is a named driver.



[Edited on 02-01-2009 by Laura]
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
2nd Jan 09 at 11:51   View User's Profile U2U Member Reply With Quote

Diamond always send through more expensive renewal quotes, they think people are stupid (they generally are) and just take that as the final offer.

If you do a new quote on their website we do this EVERY year without fail the price comes down £100 at least.
Laura
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Registered: 6th Oct 04
Location: Leven, Fife
User status: Offline
2nd Jan 09 at 11:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Diamond always send through more expensive renewal quotes, they think people are stupid (they generally are) and just take that as the final offer.

If you do a new quote on their website we do this EVERY year without fail the price comes down £100 at least.



I did phone up, as I was happy with there service and wanted to stay with them, as I also could not be bothered with the hassle of getting insurance quotes. She could not get the policy below £600! Which is a shame, as I would defo use them again if the price were right.

stubbsy05
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Registered: 23rd Oct 02
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2nd Jan 09 at 12:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Diamond always send through more expensive renewal quotes, they think people are stupid (they generally are) and just take that as the final offer.

If you do a new quote on their website we do this EVERY year without fail the price comes down £100 at least.


Tried Diamond and they were £536 excluding legal cover!

Its wierd as she is with Directline and the renewal price is actually better than a quote I get by doing a new quote on their website!

Think we're gonna go with Kwik Fit!
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
2nd Jan 09 at 12:34   View User's Profile U2U Member Reply With Quote

phone them up to.
stubbsy05
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Registered: 23rd Oct 02
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2nd Jan 09 at 12:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_phi
phone them up to.


and say what?
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
2nd Jan 09 at 12:41   View User's Profile U2U Member Reply With Quote

you get better prices calling, then doing online
Colin
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Registered: 4th Apr 02
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2nd Jan 09 at 12:43   View User's Profile U2U Member Reply With Quote

stick the details into moneysupermrket.com, ive been getting some good quotes from there from companies id never usually try.

Swift cover....esure etc
Colin
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Registered: 4th Apr 02
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2nd Jan 09 at 12:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_phi
you get better prices calling, then doing online


Id say its the other way around & you get an online discount for buying online!?
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
2nd Jan 09 at 12:45   View User's Profile U2U Member Reply With Quote

i dont think these comparison sites are very good, only one that seems togive me decent prices is always autotrader one. they have huge choice on there to.
Phi
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Registered: 8th Jan 07
Location: South
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2nd Jan 09 at 12:45   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
quote:
Originally posted by Corsa_phi
you get better prices calling, then doing online


Id say its the other way around & you get an online discount for buying online!?


well i thought this to, but swinton couldnt ! was £400 more than when i phoned up.
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
2nd Jan 09 at 12:46   View User's Profile U2U Member Reply With Quote

then again online i cant put that ive not held my license for 2 yrs but have 2 yrs ncb
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
2nd Jan 09 at 12:49   View User's Profile U2U Member Reply With Quote

Cheaper online blud.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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2nd Jan 09 at 13:43   View User's Profile U2U Member Reply With Quote

Sheilas wheels
stubbsy05
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Registered: 23rd Oct 02
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3rd Jan 09 at 11:35   View User's Profile U2U Member Reply With Quote

Just For you info. I called up direct line said Kwik fit offerend insurance for £350.

They dropped to £371 from £400 whch we accepted as you get vandalism cover that doesnt effect your ncb and the same if you get hit by an uninsured driver

 
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