Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Are banks still allowed to do this? Halifax are charging me £35 as eBay took out their fees and i had money in the wrong account..
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Yes, the court case hasn't gone through yet.
Although some Banks are still refunding the charges, they don't have to.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I'll give them a call and see what they have to say.
Thank you!
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Fucking hell. Wanted to charge me £35 x 4 and then a £28 fee. Bastards!
Now paying £70 and they have dropped 2 x £35 and the £28.
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XRK
Member
Registered: 24th Feb 09
Location: UK
User status: Offline
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i work for hbos mate, charges are nightmares to get back, that court case could drag on for years but banks are still taking claims in just not processing them till the court case is finished
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I received one from HBOS for a direct debit that came out early which took me £8 overdrawn.
I got a nice £35 charge and £28 admin fee...
I tried to have it refunded but because the same happened in Jan 2008 (virtually one year before) they wouldnt refund it.
The very next month I moved everything...including my ISA which was full over to Natwest.
Another reason I moved - Halifax are also the most expensive for withdrawing money abroad.
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rustyarchs
Member
Registered: 29th Aug 04
Location: scotland
User status: Offline
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anyone whos recently been made unemployed and can prove a large outgoing can claim hardship and force there claim to get seen though!
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Court case has already gone through and found its illegal. First appeal has already gone through and found it illegal. So now banks are going further in an attempt to get past it - they wont. Hold onto the details and send the claim in once its all done.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Not a massive issue but still annoying. Not opened my mail for about a week as i've been really busy. My own fault at the end of the day.
It's always the Halifax that i have problems with and seriously considering closing the accounts. I have a mortage with Lloyds TSB and another ready to start with Halifax and a large sum of money sitting in an ISA and Instant Saver at the Halifax.
They did it once before to me as well with my credit card. Never recieved a statement so never paid. They then charged me a late payment fee. Again, kind of my fault so paid a toll. I'll keep all the details though, that's for that advice Cosmo!
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