moka
Member
Registered: 11th Mar 06
User status: Offline
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Who's declared there mods on there insurance? Did it make your insurance jump to silly amounts?
If i was not to declare say alloy wheels, tinted windows and the car being lowered what could happen?
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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Flame suit + 6 pages
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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If you crash your insurance will be null and void and you'd have to pay the damages. And that's the best that could happen!
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P1CK4D
Member
Registered: 19th Jun 06
Location: Around Essex Somewhere
User status: Offline
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quote:
Originally posted by moka
If i was not to declare say alloy wheels, tinted windows and the car being lowered what could happen?
You could a painful terrible and slow death of Aids.
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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I've got everything declared, engine conversion, suspension, brakes, interior, respray etc.. £310 
Basically worse case scenario:
You seriously injure someone resulting in them having a major disability and your insurance company declares your insurance void due to your modifications, you spend the rest of your life paying for the persons careers and compensation.
[Edited on 23-04-2009 by DaveyLC]
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Col004
Member
Registered: 25th Jun 03
User status: Offline
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Declare EVERTHING! I even told them i have a dump valve
Price depends on circumstance but if you dont want to pay it.. dont mod it
[Edited on 23-04-2009 by Col004]
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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Thats why I love Brentecre they dont mind any modifications except performance gains, and even then they only and a tiny bit extra 
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moka
Member
Registered: 11th Mar 06
User status: Offline
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im 21 have no NCB, been driving for 4 years and have FC insurance on a 1.4 Corsa Sport for £520. If i declare mods it gets to stupid prices! (mods are not on car yet only alloys) What would i be looking at on Brentecre
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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You'd have to phone them and find out.
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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when i was with RAC it was 10% increase per mod, but limited me to 3 mods.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I didn't bother for my first year. Was fine.
Corsa 2.0 16v Vegas - Sold
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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quote:
Originally posted by moka
im 21 have no NCB, been driving for 4 years and have FC insurance on a 1.4 Corsa Sport for £520. If i declare mods it gets to stupid prices! (mods are not on car yet only alloys) What would i be looking at on Brentecre
Brentacre is free for mods
Corsa 2.0 16v Vegas - Sold
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Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
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When i rang them for mine all they where interested about was the engine conversion and what power mods i had. Exterior mods where covered and declared but didn't effect premium. I.m covered upto 220bhp anymore than that i have to ring and inform them.
P.s i'm with brentacre
[Edited on 23-04-2009 by Iain M]
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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quote:
Originally posted by Iain M
When i rang them for mine all they where interested about was the engine conversion and what power mods i had. Exterior mods where covered and declared but didn't effect premium. I.m covered upto 220bhp anymore than that i have to ring and inform them.
P.s i'm with brentacre
[Edited on 23-04-2009 by Iain M]
i dont see how that could work, but it is good though as if you totalled the car and it was running 300 how would they know.
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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quote:
Originally posted by CorsaSport14
I havent declared any of my mods  never have, probably never will untill insurance comes right down.
Thats clever, with your number plate advertised to the public. CLEVER
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Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
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quote:
Originally posted by CorsaSport14
I havent declared any of my mods never have, probably never will untill insurance comes right down.
OH DEAR  
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Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
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quote:
Originally posted by Dan Lewis
quote:
Originally posted by Iain M
When i rang them for mine all they where interested about was the engine conversion and what power mods i had. Exterior mods where covered and declared but didn't effect premium. I.m covered upto 220bhp anymore than that i have to ring and inform them.
P.s i'm with brentacre
[Edited on 23-04-2009 by Iain M]
i dont see how that could work, but it is good though as if you totalled the car and it was running 300 how would they know.
Because your supposed to declare everything! I asssume its all to do with how honest you are, and how you actually totalled your car 
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moka
Member
Registered: 11th Mar 06
User status: Offline
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Im at work at the min, could anyone take a guesstimate on how much insurance would be for me on brentacre based upon
1.4 corsa sport
21 yrs old
driving 4 years
No NCB
Third party if its the cheapest... The cheapest one...
with mods :
alloy wheels
rear tints
lowered probs 50mm
like i said i have yet to mod im just interested. I might give them a call later on im just after a heads up...
[Edited on 23-04-2009 by moka]
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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iirc bretencre like you to have at least 1ync
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Kevxx
Member
Registered: 14th May 08
Location: Forfar, Angus
User status: Offline
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quote:
Originally posted by CorsaSport14
I havent declared any of my mods never have, probably never will untill insurance comes right down.
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Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
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Not true fruit not true i lost mine when i smashed the gsi up.
Moka ring them mate to be honest - 01792 650 933
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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Tripe tbh
If your mods aren;t declared and you have an accident, then your insurer will ask you to pay an extra on your premium, they don't just tell you they aint paying out.
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moka
Member
Registered: 11th Mar 06
User status: Offline
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quote:
Originally posted by Iain M
Not true fruit not true i lost mine when i smashed the gsi up.
Moka ring them mate to be honest - 01792 650 933
Will do cheers - 1 more question...
Can you not just say, right ive got some mods but i dont want them to be insured... just the car (and whatever standard bits are on it). Might be a bit far fetched... just a question!
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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I declared every single mod on the XE Corsa but have had a couple cars that were not declared and had no issues.
Vectra 2.2DTi had had a remap and had White ST Alloys, K&N Panel filter.
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Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
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quote:
Originally posted by moka
quote:
Originally posted by Iain M
Not true fruit not true i lost mine when i smashed the gsi up.
Moka ring them mate to be honest - 01792 650 933
Will do cheers - 1 more question...
Can you not just say, right ive got some mods but i dont want them to be insured... just the car (and whatever standard bits are on it). Might be a bit far fetched... just a question!
No because you are still making the car attractive for others to pinch. And i don't think they would pay out for a car that has bits not declared whn its the bits thats made it more attractive if that makes sense
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