ashleh
Member
Registered: 23rd Dec 08
Location: Nottingham
User status: Offline
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Right, I'm not sure whether to be worried or not lol but just wondering if anyone has been in the same situation.
Basically I bought something for £400 quid, sent it through paypal. Realised that I hadn't sent it as a gift (to avoid charges) so they refunded the £400 quid and I sent it again as a gift.
Received the item, happy with it etc. Went to check paypal only to realise they had frozen the refund for up to 9 days, so basically I've had £800 taken out of my bank account putting me £265 overdrawn.
I was under the impression that as I only have a current account, I didn't have an overdraft  . Any idea on charges etc?
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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You'll be getting shafted for the charges, ring them up and speak to them about it
You should also ring the useless bastards paypal and find out what's going on
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jrsteeve
Member
Registered: 3rd Apr 02
Location: Manchester
User status: Offline
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Looks like PayPal have rumbled your little money saving operation. Most current accounts do have an overdraft but only when agreed by the bank.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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You should of checked the PayPal terms of service, as it'll state in there that refunds can take 9 days.
You own fault and you'll be stung for £30ish for going overdrawn when you dont have an agreed overdraft.
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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if its your first time, ring them up and they explain, they will cancel the charge, did with me, then i set up an overdraft
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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My missus's phone bill came out a day too early last month (£30) when she didn't have enough money, natwest stung her for £38 which is just plain wrong, expect a charge of some sort (whatever amount they make up on the day probably).
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AlexN
Banned
Registered: 21st Oct 09
User status: Offline
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they just tried to charge me £5 for a bank statement with my address on
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ashleh
Member
Registered: 23rd Dec 08
Location: Nottingham
User status: Offline
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Ye I realise it's my own fault, just didn't think make a failsafe on the day lol. Got money back into my account now, so just gonna wait for them to take it then give them a ring and see if I can swindle it.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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If it doesnt happen often they'll probably give it you back.
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