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Author Why do renewals renew automatically :(
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
28th Oct 09 at 08:27   View User's Profile U2U Member Reply With Quote

And they are also more expensive, took out new policy yesterday for today for £460, didnt read the renewal thing properly and didnt realise it would automatically keep paying for it, just rang up to cancel and India said I would get my first payment back but Im a little dubious

Surely they should ring and ask if its alright to go ahead with the renewal
Conway563
Member

Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
28th Oct 09 at 08:35   View User's Profile U2U Member Reply With Quote

It will have been written in the terms and conditions somewhere when you originally took out the policy

At least you're getting it back

[Edited on 28-10-2009 by Conway563]
_Allan_
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Registered: 24th Mar 04
User status: Offline
28th Oct 09 at 08:42   View User's Profile U2U Member Reply With Quote

No no no, never allow them to automatically renew. I've never seen a renewal that was cheaper than the previous year. Just call up and ask to cancel or ask them to requote. I've never paid a penny more than the previous year for any insurance. Only one time in about 13 years I have paid the same amount but that was with extras (mods) inlcuded and I was happy with that. The best renewal discount I got was just over £700, just for calling them up
I think they count on people forgetting or can't be arsed to ring around each year.
C2RL R
Member

Registered: 28th Mar 02
Location: Redcliffe, QLD
User status: Offline
28th Oct 09 at 09:27   View User's Profile U2U Member Reply With Quote

got my renewal 2 weeks ago and it had gone up by 45 sheets. got them to requote and throw in legal expenses for free and it came down by 80 quid.
a_j_mair
Member

Registered: 23rd Jan 04
Location: Scotland
User status: Offline
28th Oct 09 at 11:36   View User's Profile U2U Member Reply With Quote

in the same boat renewal came in £20 dearer

phoned up couldnt do it any cheaper so shopped around and got it £120 cheaper with courtesy car and legal cover

still far to expensive
StueyBoy1989
Member

Registered: 22nd Feb 07
Location: North West London
User status: Offline
28th Oct 09 at 11:39   View User's Profile U2U Member Reply With Quote

i was told by bell that i need to inform them, that i dont want to renew otherwise they will just take the money for the quote given!
Robbo
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Registered: 6th Aug 02
Location: London
User status: Offline
28th Oct 09 at 11:41   View User's Profile U2U Member Reply With Quote

my renewals never gone up :S apart form when i got 3 points
jamjar15
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Registered: 8th Oct 07
Location: Swansea
User status: Offline
28th Oct 09 at 11:42   View User's Profile U2U Member Reply With Quote

hate insurance companies they're right feckers, mine went up by 225 quid and didnt know it even expired till the letter came through saying i was insured for another year, got a qoute and it was just over £400 cheaper
A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
28th Oct 09 at 12:23   View User's Profile U2U Member Reply With Quote

Most automatically renew so that you arent in the shit when you crash after you've forgotten to call them to continue the policy.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
28th Oct 09 at 13:35   View Garage View User's Profile U2U Member Reply With Quote

In my experience, renewals are ALWAYS more expensive than what else is out there. Even if the price doesn't go up, that still doesn't mean that you shouldn't shop around.
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
28th Oct 09 at 15:14   View User's Profile U2U Member Reply With Quote

O yea I shopped around and got it all sorted yesterday, £470 when my renewal was £580 and last year premium was £550, Ive never left the renewal before because Ive been with Norwich Union for the last 4 years and they have always been cheapest! So had no idea it renewed automaticaly, I just think its wrong they do it
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
28th Oct 09 at 15:30   View User's Profile U2U Member Reply With Quote

I had a letter a couple of days ago saying my insurance would automatically be renewed. But its not going to be renewed with them because the cunts have increased it.
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
28th Oct 09 at 15:32   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by dannymccann
And they are also more expensive, took out new policy yesterday for today for £460, didnt read the renewal thing properly and didnt realise it would automatically keep paying for it, just rang up to cancel and India said I would get my first payment back but Im a little dubious

Surely they should ring and ask if its alright to go ahead with the renewal


cancel direct debt via banking

i have

 
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