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Author Where do all your outgoings go?
FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
16th Nov 09 at 10:58   View User's Profile U2U Member Reply With Quote
It seems the harder I try and save for things the more I pay out....

I mean im not on that much a month really, its just over £1100 but its ok I spose.

My normal monthly outgoings are -

£260.00 Board
£80.00 Car Insurance

But the rest seems to drop so fast, its things like

£10.00 A week Phone
£20.00 A week petrol
£10-20.00 A week on crap like food and going out.

Then things break and need to be replaced on my car, my car insurance has just been renewed so was £230.00 for a depoist.

My MOT is due next month!

Christmas!!

I really wanted to put a clean £500.00 a month away for a new car next year but it just seems impossible.

How much do you earn and whats your outgoings and general spending like??....
Matt L
Member
Registered: 17th Apr 06
User status: Offline
16th Nov 09 at 11:00   View User's Profile U2U Member Reply With Quote
Mine are...
Contacts - £22
Insurance - £54
Petrol - about £80

Thats all the needed things the rest is all random stuff i buy
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
16th Nov 09 at 11:01   View User's Profile U2U Member Reply With Quote
£600 Rent & Rates
£40 Water / Elecric
£200 Food
£20ish Gym
£35 Phone
£35 Broadband

Loads more tbf
--DAN--
Member
Registered: 3rd Feb 03
Location: Bottesford. Drives;3 Series
User status: Offline
16th Nov 09 at 11:10   View User's Profile U2U Member Reply With Quote
£1000 Mortgage
£150 Council Tax.
£60 Water / Electric / Gas
£300 Food
£25 Mobile
£45 Broadband, TV, Phone.
£70 Car Insurance
£25 Pet Insurance
£45 Petrol per week.

Few other bits but can't remember amounts. Still manage to save around £500 ish a month.

[Edited on 16-11-2009 by --DAN--]

[Edited on 16-11-2009 by --DAN--]
Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
16th Nov 09 at 11:11   View User's Profile U2U Member Reply With Quote
£300 Mortgage
£50 car insurance
£40 phone bill
£40 gym
£150 petrol
£190 train ticket (but i never see it as it comes out of my wages before i get paid)
Half Pint
Member
Registered: 25th Mar 02
User status: Offline
16th Nov 09 at 11:12   View User's Profile U2U Member Reply With Quote
£1500 into joint account
£10 union membership
£15 broadband at mum and dads... really should change the details and get mydad paying.
£33.50 Gym membership
£20 Mobile Phone

and the rest is mine
liamC
Member
Registered: 28th Feb 04
User status: Offline
16th Nov 09 at 11:13   View User's Profile U2U Member Reply With Quote
Per month:

£6.66 Car Insurance
£25 Petrol
£30 Phone
£30 Internet
Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
16th Nov 09 at 11:13   View User's Profile U2U Member Reply With Quote
Mine go in House Day
Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
16th Nov 09 at 11:14   View User's Profile U2U Member Reply With Quote
£325 rent
£50 Council Tax
£20 Elec / water
£160 Food / Drink
£250 Petrol
£35 Phone
£15 Internet
£70 Insurance
£112 Student Loan Repayment
£89 Loan Repayment

---------------------------------
Sub Tot = £1046

---------------------------------
+ Going out = £150
+ Clothes = £150
+ Random Purchases = £100-£150

Total = £1576

---------------------------
+ Other crap


= ME SKINT
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
16th Nov 09 at 11:14   View Garage View User's Profile U2U Member Reply With Quote
£59 Gym
£45 phone
£19 phone
umm thats about it
the rest goes on clothes ,food and enjoying myself so cant put a price on it.
My petrol and insurance is out of the business and i live at home rent free

actually where does all my money go, must be the mrs

[Edited on 16-11-2009 by Tomnova16]

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
16th Nov 09 at 11:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by --DAN--
£1000 Mortgage
£60 Water / Electric / Gas
£300 Food
£25 Mobile
£45 Broadband, TV, Phone.
£70 Car Insurance
£25 Pet Insurance
£45 Petrol per week.

Few other bits but can't remember amounts. Still manage to save around £500 ish a month.

[Edited on 16-11-2009 by --DAN--]


Jees if you still manage to save £500.00 after that you must have a decent wage
--DAN--
Member
Registered: 3rd Feb 03
Location: Bottesford. Drives;3 Series
User status: Offline
16th Nov 09 at 11:17   View User's Profile U2U Member Reply With Quote
Its not bad.
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
16th Nov 09 at 11:20   View Garage View User's Profile U2U Member Reply With Quote
£1250 into the house account - me and the missus both pay in the same
£240 Fuel
£35 Phone
£48 Gym

then have £400 per month left to myself for car insurance (annual), MOT, Tax etc etc and for going out, clothes, holidays etc.
BradG
Member
Registered: 4th Aug 09
Location: Manchester/Kent
User status: Offline
16th Nov 09 at 11:23   View User's Profile U2U Member Reply With Quote
£200 rent Kent
£300 rent Manchester
£106 Insurance
£90 Petrol
£30 food
£850+ through my hands like water on going out etc
Colin
Member
Registered: 4th Apr 02
User status: Offline
16th Nov 09 at 11:28   View User's Profile U2U Member Reply With Quote
£700 month towards the house & about £400 on the car (cant be bothered to break it down & every months different) rest I just spend on shit!!.
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
16th Nov 09 at 12:03   View User's Profile U2U Member Reply With Quote
Mine-
£197 (loan)
£70 Insurance
£150 board (live with g.parents)

Rest is mine.
C2RL R
Member
Registered: 28th Mar 02
Location: Redcliffe, QLD
User status: Offline
16th Nov 09 at 12:16   View User's Profile U2U Member Reply With Quote
in the till at my local mostly...
pow
Premium Member

Avatar

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
16th Nov 09 at 12:19   View Garage View User's Profile U2U Member Reply With Quote
Right:

£150 +£250 to parents (Loan for car and board)
£30 Phone
£150-£200 on petrol
Quite a bit on lunch/going out with work
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
16th Nov 09 at 12:23   View User's Profile U2U Member Reply With Quote
£40 a month phone bill

£26 a month gym membership

£80 a month petrol

£122 Insurance

Then rest just on food.. drink.. odd bits and bobs

[Edited on 16-11-2009 by will_doyle]
will_doyle
Banned
Registered: 25th Nov 08
Location: Exeter
User status: Offline
16th Nov 09 at 12:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by LiVe LeE
£1250 into the house account - me and the missus both pay in the same
£240 Fuel
£35 Phone
£48 Gym

then have £400 per month left to myself for car insurance (annual), MOT, Tax etc etc and for going out, clothes, holidays etc.


£48 for gym!!!

expensive
BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
16th Nov 09 at 12:28   View User's Profile U2U Member Reply With Quote
550 quid to dad for rent/loan
90 quid a month insurance
150 quid a month petrol
150 quid a month going out approx
maybe a few quid on meals

rest is saved
Conway563
Member
Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
16th Nov 09 at 12:41   View User's Profile U2U Member Reply With Quote
Rent - £695
Council Tax - £120
Water - £31
Electric - £40
Food - £200 at least
Sky - £50
TV Licence - £28
Home Phone - £12
Broadband - £7
Mobile - £20
Car Finance - £200
Insurance - £65
Diesel - £90

Then also pay £175 maintanence for my daughter, £50 where my tax credits were messed up and £120 off credit cards

£1900 a month not including any money for going out etc

[Edited on 16-11-2009 by Conway563]
lostboy
Banned
Registered: 29th Jan 09
Location: Durham
User status: Offline
16th Nov 09 at 12:51   View User's Profile U2U Member Reply With Quote
Heroin - £100 a week
White lightning - £10 per day
Car insurance - £0 only mugs pay it
Outgoings - £0, live in my mam's shed
lil_g
Member
Registered: 29th Oct 06
User status: Offline
16th Nov 09 at 12:53   View User's Profile U2U Member Reply With Quote
Car insurance
Petrol

and under the bonnet of my car it seems
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
16th Nov 09 at 12:55   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Paul_J
£325 rent
£50 Council Tax
£20 Elec / water
£160 Food / Drink
£250 Petrol
£35 Phone
£15 Internet
£70 Insurance
£112 Student Loan Repayment
£89 Loan Repayment

---------------------------------
Sub Tot = £1046

---------------------------------
+ Going out = £150
+ Clothes = £150
+ Random Purchases = £100-£150

Total = £1576

---------------------------
+ Other crap


= ME SKINT


+ Going out = £150
+ Clothes = £150
+ Random Purchases = £100-£150


Hows that make you skint - Try breaking even on bills alone

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