Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
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Just a quick question now because their office is closed because its sunday.
During my 3-4 years driving i have now built up my 4th no year no claims. But i have been driving for less than 4 years. Ive found the cheapest insurance to be aviva, but i have to put ive driven for 4 years because they will not accept 3 years driving and 4 years no claims. How do you think this will go down when i phone them?. Its much cheaper than my nearest cheapest quote with admiral. Thanks alot 
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Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
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i get my 4 years driving in march also
Ive just clicked the information on the how long have you had a licence bit and it says
How long have you held a licence?
Please indicate how long you have held a valid UK or European Union driving licence (starting from when you were issued with a provisional licence).
It is your responsibility to ensure that you have a valid licence to drive in the UK and that you drive within the terms of that licence. Failure to do so could invalidate this insurance.
You must be able to provide a copy of your driving licence documents if required. Upon our request, you will be asked to provide a photocopy of both your photo card licence and paper counterpart licence.
Think ill be okay with putting 4 years because it says start from when i got my provisional ?
[Edited on 10-01-2010 by Wrighty_1988]
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BLine_Sport
Member
Registered: 28th Nov 09
Location: Sheffield
User status: Offline
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you should be ok jus asked r lasses mam she works for em says best bet is to call them and get it sorted over phone then they cant say anthing
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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I've found out to my expense this year that very few companies outside the Admiral group (ie Bell, Admiral & Elephant) will recognise Bonus Accelerators as proper NCB's 
I managed to get Greenlight to note me down as having 4 years driving experience but only 3 years NCB in the end, even though technically I've got 4 years NCB, but the the 4th year was a Bonus Accelerator one (as I wanted to sell the car so opted for a shorter policy)
So what I'm trying to say is don't be entirely surprised if Aviva won't honour it.
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John
Member
Registered: 30th Jun 03
User status: Offline
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I've never had a problem with bonus accelerators, any company I've dealt with has been happy with the renewal stating no claims entitlement.
Apart from a situation like this there's not really any way they can tell how you accrued the NCB.
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Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
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ah right. Ill just have to note down the quote number and give them a ring tomorrow. Hopefully they will honour the bonus accelerators because the insurance is 629 annual as opposed to 975 with admiral. Thanks guys
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I used a bonus accelorator to get my NCB back up a bit quicker post my accident. Never been any problems with any company recognising it!
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