dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
I went to pay cash and a cheque in at the bank at the weekend, filled out a paying in form with it altogether but realised you have to use 2 separate machines to do it, so I paid cash in with my card, then used the slip with the cheque (£27.41) unaltered, and someone hasnt checked it so my cash has been paid, so has my cheque, and my cash has gone in again......
Im assuming theres a fairly low likelihood of me keeping this BUT surely the cheque has had to go through a manual check by a person so they wont find out now.....
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
Whoop whooop!!
How much cash?
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
Significantly more than the cheque value above
|
Shane
Member
Registered: 10th Jan 04
User status: Offline
|
have they missed the decimal place out?
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
No no, its gone in exactly how I written it, just with the absence of cash banked with it
|
stan_the_man
Member
Registered: 14th Feb 07
Location: Perth, Western Australia
User status: Offline
|
Withdraw it all and keep it to the side for a while IMO.
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
Withdrawing it wont stop them taking it back though will it, it just put me in my overdraft then I will end up paying for it At least if its there and they want it back it wont damage my finances more
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
They 95% will find out I have worked in a bank, and when the books are out, they will go back to look otherwise prsonal people are held responsible
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
Ill wait and see then, if they dont take it, thats next years gas bill taken care of
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
Thats what I would do
|
DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
|
withdraw it and close the account
|
N16K
Member
Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
User status: Offline
|
when they find out they will tell you and set a date they take the money back.
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
What bank was this with, as a cheque doesnt usually clear this quick, funds usually available after few times, but cheques can still bounce up to 7 days later with some banks, so have time to find out
|
GF-91
Banned
Registered: 8th Jul 09
Location: Burnley!
User status: Offline
|
Should take it out of the persons [who processed it ] wages. Not dannys fault.
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
HSBC cheque being paid into a HSBC bank account, probably why it was so quick
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
Gf works at that one lol I was at Barclays. I'l ask her if I remember
|
DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
|
If you use paying in envelopes they normally up your ballance instantly by what ever you say you've paid in but its not your 'available ballance' until they confirm the funds.
|
s-salvage
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 16th Dec 09
Location: north west
User status: Offline
|
quote: Originally posted by DaveyLC
If you use paying in envelopes they normally up your ballance instantly by what ever you say you've paid in but its not your 'available ballance' until they confirm the funds.
thats pretty much correct, i did work experience in a bank when i was at school and every morning i was there i had to go through all the evelopes from the previous day and check that the cash/cheque was the correct amount that they had typed into machine, if not correct someone went onto the account on the computer and ammended the balance
[Edited on 26-01-2010 by s-salvage]
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
They don't do that much anymore due to people lying and taking money out, never to retrun. I know most HSBC'S use a cash scanner that scans money before its added like a chnage machine does, hence need fo seperate machines.
Cheques were usualy processed "out the back" by a "podder"(as we caled it) they basically add checks to the system, then add fund to account, not if the "podder" is out, they will know about it, its just finding the mistake.
Thats it HSBC works same as Barclays
|
s-salvage
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 16th Dec 09
Location: north west
User status: Offline
|
well it was 8-9 years ago when i did my work experience, so i'm not surprised its all changed
|
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
|
I once paid in £400 cash and a £1000 cheque at the counter.
Got my statement a few weeks later and my paid in amount was £400,000+, the silly bint had cocked up and added the three 000 to the end of the cash amount.
I never noticed until after the statement came though, so although I had it in there for about a week or so I never got to keep it
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
Thats large scale funds though, I might be able to keep my small amount of fraud
Its still there this morning and my available balance shows the entire amount
|
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
|
I would probably be honest and mention it to the bank as chances are you'll only be found out anyway. As much I'd like to keep it dont think I could
|
sc0ott
Member
Registered: 16th Feb 09
User status: Offline
|
they will spend a thousand to save a pound
|
a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
|
no chance will be withdrawn from your account within 2 days imo
|