mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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Im insuring the van, I put 10k I get a quote of £423, I change it to a more honest 20k and I get a quote of £530
most companys dont ask for an odometer reading so how do they know?
obviously Im gonna put 10k because they have no way of finding out
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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I wonder this as well tbh - most the big companies don't ask for it.
This year both my vehicles are on limited mileage policies.
Van through Zurich - didn't get asked mileage at start of policy
Corsa through Greenlight - got asked to provide mileage and sign declaration at start of policy
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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When my mate took out his insurance they sent him out a form and it asked for the current mileage, and had the mileage he agreed to then, then he had to sign at the bottom.
But ive never heard of it happening to anyone else
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spikedjack
Member
Registered: 16th Oct 08
Location: wolverhampton/cannock
User status: Offline
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Whats to say that the policy holder was the one who covered the milage?
my brother for example could have driven my car for 10k miles last year being insured on it via his own policy and although i insure mine for 6k that 6k miles is just for me?
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shaun_sri
Member
Registered: 2nd Jun 09
Location: East Kilbride - Glasgow
User status: Offline
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f they want they can check mot's iirc
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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This is why I always stagger MOTs and Insurance 
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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just say its had new clocks and the millage hasnt been corrected 
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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quote:
Originally posted by spikedjack
Whats to say that the policy holder was the one who covered the milage?
my brother for example could have driven my car for 10k miles last year being insured on it via his own policy and although i insure mine for 6k that 6k miles is just for me?
exactly scare tatics is all it is
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AlexSXI
Member
Registered: 10th Jan 08
Location: Colchester, Essex
User status: Offline
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I put 12k on my insurance renewal on Jan 3rd.
46 days later and i've done 3,700 already...
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Ive always said I do 4k per year...ESTIMATED!!
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Tiger
Member
Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
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6k for me...
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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They way I've always looked at it is that its only a rough estimate surely? I've always just said 6k before but I've never done gone over it. Got unlimited mileage atm though 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I'm doing it properly this time for the new motor, but I can't say every insurance has been like that...
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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I got asked to sign for my mileage with flux, I put down 4k, done about 3.5 in 4/5 months and aid can I increase (as wanted to make car 100% legit) they put it up few more thousand nd didn't charge, since then I put new engine in with clocks that are about 20k less.
Best thing to do, is say 10k, when gets to about 9, put cloks back few thousand
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AlexSXI
Member
Registered: 10th Jan 08
Location: Colchester, Essex
User status: Offline
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What i don't understand is they ask for your estimated mileage, but they don't ask what the mileage is on the car when you insure it, so how do they know how much you do in a year?
Or do they just find it out when the cars MOT'd. I can't think of any other way they'd know it as you don't mention it when you tax the car etc?!
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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i have to write my mileage down every year when i renew policy. i write it honestly. but ive never had anyone check it.
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John
Member
Registered: 30th Jun 03
User status: Offline
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As has been said, unless they followed you for the whole mileage they can't tell how much you do.
Loads of people can drive my car on their own insurance, they could do 90% of the mileage for all the insurance know.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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I found it funny, renewing my insurance this time.
I've got business use on it so they asked how many business miles. I told him less than 1k, as I was rarely using it for business. Then the guy said, tell you what I'll make it 2k just incase. So made it 10k sdp and 2k business instead of 11k sdp and 1k, I was just sat there thinking what's the point
Best of it is, it's not actually a limited mileage policy
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