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will_doyle

Banned

Registered: 25th Nov 08
Location: Exeter
User status: Offline

13th Apr 10 at 16:21

Is that what the rate is now?

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

13th Apr 10 at 16:26

Marc

Member

Registered: 11th Aug 02
Location: York
User status: Offline

13th Apr 10 at 16:27

WTF, who could afford that

Rich H

Member

Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline

13th Apr 10 at 16:27

It's a special rate for special people Will. Mainly ones with numerous businesses.

[Edited on 13-04-2010 by Rich H]

_Allan_

Member

Registered: 24th Mar 04
User status: Offline

13th Apr 10 at 16:36

Yes it's a conspiracy by mums to keep their little ginger poppet at home hangin on their apron strings......

AlunJ

Member

Registered: 3rd Apr 07
Location: Newport
User status: Offline

13th Apr 10 at 17:20

I put up 5% for mine, but the builder put up the other 15%

Nath

Member

Registered: 3rd Apr 02
Location: MK
User status: Offline

13th Apr 10 at 18:18

FFS

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

13th Apr 10 at 18:51

what a complete fucktard

10% minimum deposit for normal mortgages right now.

that is 10% of the purchase price will, would you like me to explain further?

Andrew

Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline

13th Apr 10 at 19:02

Will, stop posting shite up for a responce.

will_doyle

Banned

Registered: 25th Nov 08
Location: Exeter
User status: Offline

13th Apr 10 at 19:03

quote:
Originally posted by Andrew
Will, stop posting shite up for a responce.

response*

stuartmitchell

Member

Registered: 24th Apr 04
Location: Kirkliston, Edinburgh
User status: Offline

13th Apr 10 at 21:25

If your house cost £40 Doyle then that probably achievable

Bart

Member

Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline

13th Apr 10 at 21:46

we had 100% mortgage less than 5 years ago

luciaadr

Member

Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline

14th Apr 10 at 12:47

quote:
Originally posted by Bart
we had 100% mortgage less than 5 years ago

Negative equity much?

Danny P

Member

Registered: 20th Nov 02
Location: Cleckheaton, West Yorkshire
User status: Offline

14th Apr 10 at 12:53

quote:
Originally posted by Ben G
10% minimum deposit for normal mortgages right now.

No always, depends on how much the applicant earns as to how much you can borrow.

I couldn't get a 10% deposit and had to put in about 30% before they would give me one.

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

14th Apr 10 at 16:13

30%, thats crazy

never knew it goes on earnings basis, thought it was just how much you can borrow and then save the 10% deposit money up.

Pop

Member

Registered: 8th May 03
Location: Reading
User status: Offline

14th Apr 10 at 18:22

The rates change over 25%ish iirc

[Edited on 14-04-2010 by Pop]

Colin

Member

Registered: 4th Apr 02
User status: Offline

14th Apr 10 at 18:25

We paid 20%, wish we could have put down 25% but that would have meant selling cars etc & living on beans on toast

Think things have settled down a bit now......10% should be achievable if you have a decent credit rating etc.

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

14th Apr 10 at 20:01

Nationwide it's 15%, or 10% if you open a FlexAccount. Flats is different though, especially new build.

_Allan_

Member

Registered: 24th Mar 04
User status: Offline

15th Apr 10 at 07:48

quote:
Originally posted by Colin
We paid 20%, wish we could have put down 25% but that would have meant selling cars etc & living on beans on toast

We managed to keep the cars but I love beans

deanmcreynolds26

Member

Registered: 15th Sep 03
Location: E46 //M3
User status: Offline

15th Apr 10 at 19:33

clydesale offering 95% mortgages apparantly

IvIarkgraham

Premium Member

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline

15th Apr 10 at 22:35

60% deposit it is now

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

16th Apr 10 at 09:22

quote:
Originally posted by luciaadr

quote:
Originally posted by Bart
we had 100% mortgage less than 5 years ago

Negative equity much?

deanmcreynolds26

Member

Registered: 15th Sep 03
Location: E46 //M3
User status: Offline

16th Apr 10 at 10:05

quote:
Originally posted by IvIarkgraham
60% deposit it is now

plenty of 90-95 mortgages out there, just need to have a look

IvIarkgraham

Premium Member

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline

16th Apr 10 at 11:01

quote:
Originally posted by deanmcreynolds26

quote:
Originally posted by IvIarkgraham
60% deposit it is now

plenty of 90-95 mortgages out there, just need to have a look

why would i pay 95% deposit when i could pay 60%?