Can people under 25 actually get insured on decent cars? - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

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FruitBooTeR

Member

Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline

19th Apr 10 at 11:49

As in imports and other performance cars.

Just thinking really..if im going to spend circa 14k on a blody astra I want to check this first.

Is there any way in hell anbody would insure a 22 year old with 4 yncb on cars such as -

Evo 6/7/8
Silvia S14/15
R33 Skyline GTST

I mean for under 10k you can get a decent evo, and even if the insurance was about 2k Id proberly pay it but most places cant even give you a quote or if they do on like compare.com its like 4k...

Does it dramaticly drop when you get to 25 so by the time im 25 with 7 yncb I could insure most things?

AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

19th Apr 10 at 11:53

You'll be looking at specialists like Greenlight etc.

And its "probably" by the way

Nic Barnes

Member

Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline

19th Apr 10 at 11:55

shame those scammers quinn went bust really as now its only real prices on real legit policies.

Fro

Member

Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline

19th Apr 10 at 11:56

P1CK4D on here is under 25 and has a white evo 7 import.

Eddx14xe

Member

Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline

19th Apr 10 at 11:57

I dont understand insurance, im always getting silly quotes whether its silly low or silly high.

I would like a astra sri turbo thingy me bob, i got a quote for my corsa and with 1 NCB it was £1400.

Now for a astra sri turbo, it was £1500, so for £100 more i can insure a car with over twice the power?

FruitBooTeR

Member

Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline

19th Apr 10 at 11:58

quote:
Originally posted by fro-dizzle
P1CK4D on here is under 25 and has a white evo 7 import.

And is his rectum the size of the channel tunnel yet?

R Lee

Member

Registered: 15th Aug 03
User status: Offline

19th Apr 10 at 11:59

After 25, it really does drop dramatically

harrisp

Member

Registered: 15th Dec 07
Location: Derbyshire
User status: Offline

19th Apr 10 at 11:59

A mate of mine has got a r33 gtst he is 20, think his insurance is 2k with mods declared.

Colin

Member

Registered: 4th Apr 02
User status: Offline

19th Apr 10 at 12:00

Evo's are just expensive cars to insure no matter what age you are.

Im 27 & pay just over 500 on my M3, an Evo 8 MR would stand me at 1200 quid to insure.

Imports I can only imgine will be more!!

chrex

Member

Registered: 26th Aug 07
Location: Brawdy/Wirral
User status: Offline

19th Apr 10 at 12:04

get a cheaper car now...and then in a couple of years...get the import. tbh, spending that much on a car when you are looking to replace it isnt a good idea. Get something for sorta 4/5k and over the next few years save and when you hit 24/25, you've got the cash for the evo

FruitBooTeR

Member

Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline

19th Apr 10 at 12:06

quote:
Originally posted by harrisp
A mate of mine has got a r33 gtst he is 20, think his insurance is 2k with mods declared.

Any idea who thats with?

Kurt

Member

Registered: 23rd Oct 05
Location: Hi
User status: Offline

19th Apr 10 at 12:07

CTR and a 350z were of the cheaper jap cars for me, anything jap turbo and they'd crucify me, import even more so..

im 23 with 1 years ncb and 3 points sp30..

for something like an Impreza they were quoting around 3k fully comp

harrisp

Member

Registered: 15th Dec 07
Location: Derbyshire
User status: Offline

19th Apr 10 at 12:16

quote:
Originally posted by FruitBooTeR

quote:
Originally posted by harrisp
A mate of mine has got a r33 gtst he is 20, think his insurance is 2k with mods declared.

Any idea who thats with?

Not sure, il ask him next time I see him.

Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

19th Apr 10 at 12:17

25 is the major drop

FruitBooTeR

Member

Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline

19th Apr 10 at 12:53

Greenlight -

Firstly, thank you for taking the time to complete our online application.

Having had the opportunity to process your application with the intention of sourcing a competitive option for you, we found from the detail entered by you upon the application that you currently fall outside of the acceptance criteria of our specialist vehicle schemes.

Additional Information:
**We are unable to quote this model vehicle for drivers under the age of 25**

Evo 6 btw..

big eck

Member

Registered: 20th Apr 03
Location: Tullibody. Drives - Audi B8 S4 & Fiesta Zetec-S
User status: Offline

19th Apr 10 at 12:54

I'mm 33 with 6yrs ncb and I pay £650 a year, i'd imagine someone under 25 would be paying well over double that for any import.

Pace Ward are the specialist evo insurers and will accept under 25s

On the other hand if you pay say £8k for a nice evo 7 and then £3k on insurance then your still saving yourself £3k on the original £14k you were gonna spend. Something to think about.

[Edited on 19-04-2010 by big eck]

ecclesturbo

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Registered: 6th Jan 08
Location: staffordshire
User status: Offline

19th Apr 10 at 13:02

Long shot but try the nfu costs me 800 to insure an 10 plate v8 range rover sport

Nismo

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Registered: 12th Sep 02
User status: Offline

19th Apr 10 at 13:06

At 19 I had my RX7, first year insurance was £2200 2nd year went down to £1200

marklawton

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Registered: 24th Apr 05
Location: Pensby, Wirral Drives:Golf mk4 GTI
User status: Offline

19th Apr 10 at 13:09

23 with 5yrs ncb on my coupe turbo is £550 full comp

Fad

Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline

19th Apr 10 at 13:12

quote:
Originally posted by FruitBooTeR

quote:
Originally posted by fro-dizzle
P1CK4D on here is under 25 and has a white evo 7 import.

And is his rectum the size of the channel tunnel yet?

Its massive he showed me!

Can be done just got to pay the premium unfortunately.

WATSON

Member

Registered: 16th Jun 05
Location: Fife, Scotland
User status: Offline

19th Apr 10 at 13:12

Can be done you just need to look in the correct places i think, Mate of mine has an r32 gtr and has done since he was 19 and its not std either.

EDIT: he aint paying much either, sure its around £900 a year...

[Edited on 19-04-2010 by WATSON]

grubz172

Member

Registered: 14th Jan 10
Location: Manchester Drives: Vehicles
User status: Offline

19th Apr 10 at 13:16

a friends gf was 18 and had an evo , was somthing like 7k a year insurance though

FruitBooTeR

Member

Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline

19th Apr 10 at 13:16

quote:
Originally posted by WATSON
Can be done you just need to look in the correct places i think, Mate of mine has an r32 gtr and has done since he was 19 and its not std either.

EDIT: he aint paying much either, sure its around £900 a year...

[Edited on 19-04-2010 by WATSON]

See thats what im trying to find out...

Where are these correct places???...everywhere I try they wont touch you unless your over 25

And as for a GTR at 19 thats just insane!

Fad

Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline

19th Apr 10 at 13:20

Imagine a Maserati Grandtourismo at 21

At the moment i'd be upset paying anythig over £700 for a perfomance car

Tomnova16

Premium Member

Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline

19th Apr 10 at 13:28

mates got a r33 gtr and he is with bells insurance, he is 22
i was with adrian flux till i got my traders policy when i was 23

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter

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