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Author 0% Finance on Furniture
ed
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Registered: 10th Sep 03
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6th May 10 at 15:31   View User's Profile U2U Member Reply With Quote

Does anyone know of any furniture stores which do 0% finance offers, like DFS does with sofas. I think I'll be needing a bedroom set in the next month or so and ideally I don't want to shell out for it all in one go if I can avoid it.

I'm sure I saw an advert for Dreams saying they did it, but I haven't managed to find anything on their website about it. I guess I need to pop down when I get a chance...
strick206
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Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
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6th May 10 at 16:43   View User's Profile U2U Member Reply With Quote

Can you not just get a credit card with 0% on purchases?
ed
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Registered: 10th Sep 03
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6th May 10 at 16:51   View User's Profile U2U Member Reply With Quote

Not for a large enough amount. I think the highest I'd be allowed is about £500. I've done the sums and even if I had to get a loan out for the furniture it would probably work out better then buying cheap stuff for now and then buying proper later, would just rather do it for free...
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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6th May 10 at 17:09   View User's Profile U2U Member Reply With Quote

Argos card?
ed
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Registered: 10th Sep 03
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6th May 10 at 18:12   View User's Profile U2U Member Reply With Quote

No fucking way I'd be spending my own money on Argos stuff.
AndyKent
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Registered: 3rd Sep 05
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6th May 10 at 18:15   View User's Profile U2U Member Reply With Quote

Loads of the stores are doing it still. I went in 3 furniture stores last week and all had 0% for 9 months minimum. Can't remember all three, but Harveys were definately offering it instore.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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6th May 10 at 20:10   View User's Profile U2U Member Reply With Quote

Harveys and Next both do 0%
ed
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Registered: 10th Sep 03
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12th May 10 at 14:22   View User's Profile U2U Member Reply With Quote

Never thought of Next, so far I've found Harveys and Furniture Village. I think Furniture Village might be a bit out of my price range, though it's rather nice!
ed
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Registered: 10th Sep 03
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12th May 10 at 14:24   View User's Profile U2U Member Reply With Quote

I like this one actually:

http://www.next.co.uk/shopping/homeware/bedroomfurniture/17/

Need to go measure up the bedroom at some stage to decide if I should get a king or a double. I'm pretty sure I should go with a double though...

[Edited on 12-05-2010 by ed]
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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13th May 10 at 19:32   View User's Profile U2U Member Reply With Quote

Very impressed with Next items Ed. They are a little bit cheaper than Harveys are the quality is just a tad better imo.

I'll be getting my spare bedroom goods from there when the time comes.
ed
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Registered: 10th Sep 03
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13th May 10 at 20:36   View User's Profile U2U Member Reply With Quote

Do Next actually do a 0% deal? I've not been able to find much about it on their site, I've only found out about the account which is 26.49% APR ()
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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14th May 10 at 16:33   View User's Profile U2U Member Reply With Quote

I was offered it in store Ed when i purchase a dining table. Stated it was 0%

I wasn't intrested and declined.
ed
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Registered: 10th Sep 03
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14th May 10 at 16:43   View User's Profile U2U Member Reply With Quote

I'll pop in at the weekend then I guess. Not sure what my local Next is like though!
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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20th May 10 at 15:55   View User's Profile U2U Member Reply With Quote

sorted?
ed
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Registered: 10th Sep 03
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20th May 10 at 18:12   View User's Profile U2U Member Reply With Quote

Not yet, had a bit of a busy weekend in the end. Need to get it sorted in the next couple of weeks though as some places might specify a 6 week delivery time for some things!

Think I might get this table and chairs from Harveys though:

ed
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Registered: 10th Sep 03
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20th May 10 at 18:12   View User's Profile U2U Member Reply With Quote

That didn't work...

http://www.harveysfurniture.co.uk/products/dining-room/categories/dining-table-and-chair-sets/vicky-clear-glass-dining-table-and-4-red-white-chairs.aspx
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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20th May 10 at 18:18   View User's Profile U2U Member Reply With Quote

Glass scratches really easily unless you put a table cloth on it but it would look stupid on that setup...
ed
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Registered: 10th Sep 03
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20th May 10 at 18:19   View User's Profile U2U Member Reply With Quote

Never had any problems before with glass myself...
John
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Registered: 30th Jun 03
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20th May 10 at 18:22   View User's Profile U2U Member Reply With Quote

That would be nice if you were kitting out a canteen.
ed
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Registered: 10th Sep 03
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20th May 10 at 18:25   View User's Profile U2U Member Reply With Quote

John in negative comment shocker.
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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20th May 10 at 21:34   View User's Profile U2U Member Reply With Quote

Looks nice that. I didn't have the space for anything like that though and got a fold up square one from Next. Really decent for £300 sheets.

Have you thought about a 0% credit card and set up a monthly Direct Debit to have it paid off in good time?
ed
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Registered: 10th Sep 03
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21st May 10 at 08:11   View User's Profile U2U Member Reply With Quote

I wont get more than about £500 credit on a card. I've seen some bedroom stuff that I quite like in Harveys too so I might get it from there as they seem to do DFS-like deals...

http://www.harveysfurniture.co.uk/products/bedroom/categories/bed-frames/montana-king-size-bed-frame.aspx

Though I can only see a king on there and I want a double...
ed
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Registered: 10th Sep 03
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21st May 10 at 08:14   View User's Profile U2U Member Reply With Quote

Found the double now actually...
ed
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Registered: 10th Sep 03
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30th May 10 at 13:17   View User's Profile U2U Member Reply With Quote

Bought this stuff. Ex-Display so nice and cheap, only issue is I can't collect for a month so it stays on the shop floor until then









(got the chest of drawers and the tall wardrobe and not the tall chest of drawers)

Got this too:


 
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