Archie
Organiser: Scotland Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
|
Anyone got one?
Any recomendations?
22 Next month so age isnt an issue
Also can you name certain vehicles as regular use vehicles
|
carnuts
Member
Registered: 28th Aug 05
Location: Hertfordshire
User status: Offline
|
i have one i use tradex i had to be 23 for mine though also your age i think they can then limit the cars you drive i still now have problems with some sports cars cause of it
and yes i insure my own cars which are on constant cover like normal insurance
|
Archie
Organiser: Scotland Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
|
Yeah depending on the compant its a value limit or up to 3.0 i think.
It's just to cover me for doing homers and valets really do they ask you to prove your an actual trader?
Paying £600 to use my own car would rather pay a tad more and have use on my dads van, muma car, dads 944 etc.
Also handy if a mate buys a car and needs it driven home etc.
|
carnuts
Member
Registered: 28th Aug 05
Location: Hertfordshire
User status: Offline
|
its not just engine size its the car itself sometimes i once had an row with a place cause they classed a 7 series bmw as a performance car and wouldnt insure it
to get the insurance isnt a mega problem but tradex sent me a big book to fill in everything from yearly turn over to size of my shoes but then others aint so bad
also get a price most will do this with simple details and helps if you have ncb to use not sure about premiums in scotland but i dont know many traders that pay less than 1.3k for taders and they are alot older than me
|
Ryan_G1
Member
Registered: 29th Aug 05
Location: East Ayrshire
User status: Offline
|
I phoned up for one just after I turned 21. Cant remeber the company now tho
I got quoted £1.8k, £20k limit on what I could drive. But no imports could be covered. Which was no use because I couldnt put the Scooby on it.
That was me declaring my accident from last year too.
[Edited on 20-05-2010 by Ryan_G1]
|
Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
|
If you manage to get one that covers you without any strange loopholes I'll be amazed.
I can't get one due to the type of cars I work on - the only policy I can get that doesn't have nasty loopholes, doesn't even cover me for the cheapest car I do and is £5k p/a
[Edited on 20-05-2010 by Rich H]
|
Gez G
Member
Registered: 12th May 04
Location: Glasgow
User status: Offline
|
My wee bro is 18 and has a traders policy, its £3k a year though, afraid I dont know who its with which isny much use
|
Liam B
Member
Registered: 2nd Mar 09
Location: Herefordshire
User status: Offline
|
Im on my bosses traders policy, and im 17. Costs him 2k a year for me and 3 others
|
Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
|
I had traded for years through crow thorne INS. Now I gave the business I'm with giles INS. Paid around £1200 a year with £15k on my cars and £30k on customers/friends
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
|
XXKISSXX
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 5th Feb 10
Location: holiday-greece 2 weeks
User status: Offline
|
jay had one cant remember who with possibley tradex he was 25 tho and had to pay £2500 :O
he had 2 cars on personal use and he could have upto 10 others xx
[Edited on 20-05-2010 by XXKISSXX]
[Edited on 20-05-2010 by XXKISSXX]
|
Archie
Organiser: Scotland Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
|
I take it thats why he had to steal everyones money to pay his insurance...?
|
poolyboy81
Member
Registered: 13th May 10
Location: Hartlepool
User status: Offline
|
Footman James mate, You can state your max vehicle stock price i.e. £10,000 max stock. My first policy was £1028 at 23, im now 29 almost and its down to £560.
Three little problems tho, no imprezas, no cosworths or skylines.
It does cover you for bikes upto 600cc tho which is nice lol. Window cover with no excess(was £50 in beginning)
|
Archie
Organiser: Scotland Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
|
Sounds decent, was hoping to get a cheap classic scooby to abuse just to say i've had one lol.
Whats the state of play with modded cars on trade policy also?
I.E valver'd corsa?
|