saj_123
Member
Registered: 6th Jan 09
Location: Berkshire
User status: Offline
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Atm I have a HSBC student bank account with a overdraft around grand, I have had a HSBC bank account which is interest free and I have had it around 7 years and I went into my overdraft once by 72p, although recently I am short on some funds and I think I may need to go into my overdraft for around 3 weeks will this affect my credit rating?
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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As long as you pay it back and stuff no.
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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If anything it will make your credit rating better for using it, as long as you pay if off again that is.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by Ojc
If anything it will make your credit rating better for using it, as long as you pay if off again that is.
True dat.
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Its generally accepted that most people go into their ODs at somepoint during the month. As long as you dont go over it and pay it back before they come for you, you will be fine 
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I have a Student Additions bank account with Barclays and £200 interest free overdraft.
I graduated from University nearly 1 yeah ago. Silly badgers.
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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That's because you get a 3 year period after you graduate.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by noshua
That's because you get a 3 year period after you graduate.
Normally with a Grad account and even bigger overdraft etc.
Not that it matters, I never use it.
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