AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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I bought my Renault Sport Clio 182 about 3 months ago now and love it to bits, insurance is due in Nov, and it aint cheap, going to be about £2,000 FC.
Would you keep the car and pay it? Or sell up for something cheaper.
Im 21, and ideally want to start saving for a house for a year or two to get a decent deposit.
I love my cars and couldnt just sell it and buy a banger to run around in, so would still want something sporty/nice. I can insure a Fabia VRs/Golf GT TDi for £1200, and would be cheaper to run/tax etc.
But then again ive been saving to do a few track days in the Clio.
Should i sell up and start saving for a house, or man up and get it tracked?
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p
Member
Registered: 20th Apr 04
Location: England
User status: Offline
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Sell it
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belton
Member
Registered: 23rd Jul 09
Location: Kent
User status: Offline
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Personally I would sell the Clio for a vrs as I love the skodas. I think while you love cars mate it will be an endless pit. Although if u do alot of miles go derv!
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Thats the thing, i dont do many miles either i work 3 miles from home. Then at the girlfriends a couple of nights a week which is about 7 miles away, usually use it a fair bit on a weekend. Average about 150-200 miles a week which i dont think is a lot really.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
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Fuck paying that for insurance
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Its my own fault, was an added driver in my dads name untill last year, so will only have 1 year no claims in november, where as if i was on my own id have 5. Ah well, live and learn i suppose
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Archie
Organiser: Scotland
Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
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Surely it shouldnt be that much at 21 with a years ncb?
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by AndyCorsaSport
Its my own fault, was an added driver in my dads name untill last year, so will only have 1 year no claims in november, where as if i was on my own id have 5. Ah well, live and learn i suppose
But look at the money you have saved over the last few years?
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Archie, thats with Brentacre too! So any mods with a 190bhp limit.
Rich, this is true, i was 17 with a 1.4 Sport fully comp for less than £500, and 18 with a 1.6 Sport for around £800.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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fuck paying £2k! i was put off buying one because it would cost me £1k!
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gez bay
Member
Registered: 14th Feb 08
Location: South Wales drives: Vxr
User status: Offline
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i'd keep it mate. Ive got a 172. For the money they are, its hard to get the same spec'd car
its performance is good, handling is good, interior is nice and they have good mpg when you drive it tidy.
Keep it
[Edited on 05-09-2010 by gez bay]
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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Sell it tbh.
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MJFF88
Member
Registered: 30th Apr 08
User status: Offline
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I'd say keep it, if you look hard enough I'm pretty much 100% convinced you could bring the insurance down to just over £1k
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Hi mate.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by Ojc
Hi mate.
Random? 
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Sell it. Unless your car is also your hobbie. The fact you're having these thoughts indicates it isn't so I'd sell up and get something that is still pokey.
My 1.4 16v Punto can shift when it wants to.
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Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
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To be honest, the most sensible thing to do would be to make savings in every possible area.
I'm sure there are cars available that will have enough poke - that could be insured cheaply.
Or have you thought about doing an advanced driving course? For little outlay, it will improve your skills on the road and track, and comes with the benefit, of having cheaper insurance.
I managed to insure a Calibra Turbo at 19 (many years ago!) for under £1000, after doing my advanced driving course. Car was parked on the road with minimal security.
It can be done.
What will happen is your priorities will change and you WILL want a house, and it will cost alot of money.
You need to make a decision – its all or nothing with the market the way it is, 10% Deposits etc.
That said you are young once..............
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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i would never pay £2k for a car unless it was a lambo
id sell it and get a corsa 1.8 sri 
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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Shop around for insurance first though as that seems excessive
Drives supercharged Tec with torque  
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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Exactly the same situation as myself, however my insurance is £1400 cheaper! I love my gsi but i would rather some money sunk into an investment rather than a car. Im going to be buying a corsa b again which is a huge downgrade but it will be worth it.
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djgritt
Premium Member
Registered: 1st Nov 07
Location: Dorset Drives: Focus ST / Hyundai i20N
User status: Offline
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Shop around for Insurance first, then decide
IMO
You MUST be able to get covered for less than 2k
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