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Author putting your job on insurance quotes
BarnshaW
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Registered: 25th Oct 06
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13th Oct 10 at 17:56   View User's Profile U2U Member Reply With Quote

this is quite fascinating, playing around on insurance quote engines and a slight variation of my job role reduces premium by 100 pound so i ask people if they bend the truth on their premium about what they do, also what are classed as safe professions? how would an insurance company ever find out your job as a result of a claim as well?
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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13th Oct 10 at 17:59   View User's Profile U2U Member Reply With Quote

mmm, never thought about doing variations.
BarnshaW
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Registered: 25th Oct 06
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13th Oct 10 at 18:00   View User's Profile U2U Member Reply With Quote

i put down as a joke that my profession was a car salesman and it shot up £200, going to spend a while trying to manipulate it and see whats best, worth changing though or playing around with to see if it saves a few quid
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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13th Oct 10 at 18:03   View Garage View User's Profile U2U Member Reply With Quote

When I took out insurance I worked in the motor trade with was giving me stupid quotes. So I ended up being a receptionist for 2 years I had two crashes in that time and they never said anything about it. I changed jobs a few months before my second crash and I even said to the woman my job title is different now and they weren't bothered at all.
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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13th Oct 10 at 18:03   View User's Profile U2U Member Reply With Quote

put racing car driver or broadcaster/journalist in and see.
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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13th Oct 10 at 18:04   View Garage View User's Profile U2U Member Reply With Quote

im down as a factory worker. machine setter was more expensive for some reason
N3CRO
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Registered: 12th Apr 07
Location: Sandy, Bedfordshire
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13th Oct 10 at 18:05   View User's Profile U2U Member Reply With Quote

I told them I worked when I didn't. Don't think it matters that much what you put, how they ever gonna find out if you lie?
Simon L
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Registered: 24th Mar 02
Location: Glasgow
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13th Oct 10 at 18:10   View User's Profile U2U Member Reply With Quote

When my renewal was up i tried a few different ones...

Auditor
Electricity Board employee
IT Manager

A combination of the above is probably right, so i just picked the cheapest. Cant remember how much, think one was cheaper than the others by about £30.
DannyB
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Registered: 6th Feb 08
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13th Oct 10 at 18:10   View Garage View User's Profile U2U Member Reply With Quote

There is a list on here somewhere of what is the worst for this, think Ian posted it.
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
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13th Oct 10 at 18:13   View User's Profile U2U Member Reply With Quote

I don't lie on mine as I cab with any potential hassle should I ever need to claim, but now being in the motor trade my premiums are ridiculous And I don't get the ability to pay a little extra with the certain companies that do offer it to drive other cars TP.

[Edited on 13-10-2010 by Rich H]
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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13th Oct 10 at 18:15   View User's Profile U2U Member Reply With Quote

Student was cheaper for me than Plumber.
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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13th Oct 10 at 18:15   View User's Profile U2U Member Reply With Quote

i work for a garage technically. although in the stores. if i say stores person, which is what i am and what i do, its cheaper than if i say work for a garage. dont understand why. its the same building.
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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13th Oct 10 at 18:16   View Garage View User's Profile U2U Member Reply With Quote

foreman is cheaper than factory worker
BarnshaW
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Registered: 25th Oct 06
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13th Oct 10 at 18:17   View User's Profile U2U Member Reply With Quote

its very strange, i guess if you are in a job maybe where you carry expensive equpiment or might be near them you could be a bigger risk so bigger premiums? weird as i would have thought someone who drives day in day out as there profession would be a safer driver as they have more experience, weird how it works.
Sam
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Registered: 24th Dec 99
Location: West Midlands
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13th Oct 10 at 18:23   View User's Profile U2U Member Reply With Quote

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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13th Oct 10 at 18:26   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sam
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/


5 quid cheaper if i put factory worker. although that doesnt even remotely cover my job.
Phillips_91
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Registered: 20th Jan 10
Location: Blackpool. Drives: Sapphire Black Mk4 Astra 1.8
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13th Oct 10 at 18:28   View User's Profile U2U Member Reply With Quote

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

Edit: Damn you Sam!

[Edited on 13-10-2010 by Phillips_91]
Ste M
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Registered: 28th Oct 09
Location: Blackpool
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13th Oct 10 at 18:31   View User's Profile U2U Member Reply With Quote

Now this interesting..
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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13th Oct 10 at 22:44   View User's Profile U2U Member Reply With Quote

Max saving from there was £2. Safe job as a claims adjuster! Must be because I know how to get out of a claim lol
sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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13th Oct 10 at 22:49   View User's Profile U2U Member Reply With Quote

Why the hell is a Gynaecologist so cheap i'm only paying £500 and it reduces down to £400
gtitim
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Registered: 13th Feb 05
Location: the boonies
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14th Oct 10 at 06:42   View User's Profile U2U Member Reply With Quote

Its weird. I am a Police Officer. I put in i pay £500 per yr. If i put i am a soldier, paying £500 it gives Police officer a quote of £420. Doesnt make sense to me. Not as though i can be even slightly selective as to what I put. Even my Rospa membership doesnt change it, even though I am pursuit trained and response trained. Hmmm.
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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14th Oct 10 at 07:17   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sand-eel
Why the hell is a Gynaecologist so cheap i'm only paying £500 and it reduces down to £400



Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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14th Oct 10 at 07:51   View Garage View User's Profile U2U Member Reply With Quote

IT Professional seems a fairly safe job
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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14th Oct 10 at 08:01   View User's Profile U2U Member Reply With Quote

Solicitor pays more than a Fireman and a Police Officer FFS.
Fonz
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Registered: 12th May 06
Location: Newbury, Berks
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14th Oct 10 at 08:09   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by MarkM
Solicitor pays more than a Fireman and a Police Officer FFS.



more likely to be driving something a little more premium???
maybe thought to be "rushing" to cour/legal meeting which puts them at risk?

i'm an engineer and understand it is a "safe" job

[Edited on 14-10-2010 by Fonz]

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