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Author Traders Insurance - Age 22
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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10th Nov 10 at 19:59   View User's Profile U2U Member Reply With Quote

Anyone got one under the age of 25, struggling to find a company to quote me.

Will do the odd buying/selling of cars, but its mainly so i can drive other cars, i.e doing a service on a car, need to go pick the car up etc. Only need road risk. Limit of £10k would be fine.

22, held lisence 4 and a half year, 1yncb (private car) 3 points for SP30

Any ideas?
bigron1988
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Registered: 29th Aug 09
Location: Southport, Merseyside
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10th Nov 10 at 20:11   View User's Profile U2U Member Reply With Quote

im 22 and when i looked into it they would only cover me up to a 1.6 for personal use until i was 23
Gez G
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Registered: 12th May 04
Location: Glasgow
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10th Nov 10 at 21:24   View User's Profile U2U Member Reply With Quote

My bro has a traders policy and he is only 18. Not cheap though. Think it is through Gladiator Insurance - you would have to google it to find out their t&c's.
Graeme
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Registered: 26th Jul 04
Location: Northampton
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10th Nov 10 at 21:30   View Garage View User's Profile U2U Member Reply With Quote

I am currently looking into it, 23 with 5 years ncb and got prices of around £950.

But cant have things like BMW`s over 2.0, gti`s, scoobys, evos etc
Graeme
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Registered: 26th Jul 04
Location: Northampton
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10th Nov 10 at 21:30   View Garage View User's Profile U2U Member Reply With Quote

and cars of value upto £7k
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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10th Nov 10 at 21:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Graeme
I am currently looking into it, 23 with 5 years ncb and got prices of around £950.

But cant have things like BMW`s over 2.0, gti`s, scoobys, evos etc


What about Gsi's??
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
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10th Nov 10 at 21:40   View Garage View User's Profile U2U Member Reply With Quote

Guy i know uses a company called Tradesure Commercials. He's 40 odd tho.


I inquired about a traders policy a while back but it excluded sports cars.
Basicly anything with SRi, GTi etc on it.

Ghey reallly as i wouldnt be covered on a 1.4 SRi corsa but could drive a 325 170bhp bmw just cos it was an SE, not a Sport etc.

Check these thing when you speak to them!
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
10th Nov 10 at 21:49   View User's Profile U2U Member Reply With Quote

Probly wont get what i want really.

Mate of mine had one when he was my age, same sort of thing, could drive a old battered Golf GTi but could have drove a brand new car with twice the power, just cause of the badge. Silly really.
Warren G
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Registered: 14th May 06
Location: Kent
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10th Nov 10 at 21:51   View User's Profile U2U Member Reply With Quote

i need to sort mine out when i return
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
10th Nov 10 at 21:52   View User's Profile U2U Member Reply With Quote

How do you go about stuff at the moment Warren, take it your customers bring their cars to you?
Rich H
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Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
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10th Nov 10 at 23:33   View User's Profile U2U Member Reply With Quote

Coversure Swindon is who I've got all my other policies with.

Due to the nature of the cars I work on I can't get a suitable trade policy.

I was getting quotes of £5kish to cover me on any car up the value of £15k. Thats 22 with 4 years NCB (last years quote) I try every year
baza31
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Registered: 19th Apr 03
Location: yorkshire
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11th Nov 10 at 08:58   View User's Profile U2U Member Reply With Quote

i was on one from 17 to 22 where i could drive any as long as i wasnt the registered owner, i could drive maybe upto 2ltr on as my own cars but not performance. i then got my own and have had my own since. Got 7 years traders no claims and its still £2000 but i now have maybe £30ks worth of motors and am covered upto 18ton , also managed to get plant thrown in too.
baza31
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Registered: 19th Apr 03
Location: yorkshire
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11th Nov 10 at 08:59   View User's Profile U2U Member Reply With Quote

plus normal no claims wont be taken into account when getting a proper trade policy
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
11th Nov 10 at 09:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyCorsaSport
How do you go about stuff at the moment Warren, take it your customers bring their cars to you?


all come to me, and i get my dad to road test any
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
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11th Nov 10 at 09:25   View Garage View User's Profile U2U Member Reply With Quote

i paid around £1200 when i was 22 with crowthorne insurance, covered up to £30k on own cars


http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
11th Nov 10 at 09:45   View User's Profile U2U Member Reply With Quote

problem is they wont let you drive modified cars at my age, thats the biggest issue

 
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