Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
Who are you all with?
Im with Natwest, and they have pissed me off one last time.
Whos good to give my business too?
Checklist:
1. Do they accuse you of lying and regularly "loose" payments?
2. Are they all rude fucking shitcunts on the phone?
3. Do they say they will do something, then simply... don't?
Been looking at Co-op as they seem to have good reviews on customer service 
Anyone with them>?
Plus how hard is it to switch? Ive never done it
|
adiohead
Member
Registered: 28th Sep 01
User status: Offline
|
HSBC, not had much of a problem with them. Dislike the Indian call centres though.
Also, I agree with brett below
vvvvvvvvvvvv
[Edited on 25-11-2010 by adiohead]
|
Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
|
Personally, I'd just go into another bank and open a new account then use that as my main one. I'd leave the Natwest one sat doing nothing rather than binning it.
|
Cavey
Member
Registered: 11th Nov 02
Location: Derby
User status: Offline
|
Lose. Lose. Lose 
i'm with Halifax, not had any problems really that werent my own fault. They did give me a 500 overdraft then a few months later changed their terms so i now get charged £1 every day i'm overdrawn. But that's my fault anyway for being there I spose
[Edited on 25-11-2010 by Cavey]
|
Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
|
Slag natwest off all you like because they made me redundant  (well technically rbs because that's ultimately who owns everything)
:-D
|
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
quote:
Originally posted by loafofbrett
Personally, I'd just go into another bank and open a new account then use that as my main one. I'd leave the Natwest one sat doing nothing rather than binning it.
any reason?
just another thing that will randomly charge me for some shit
|
DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
|
Clydesdale
|
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
|
Hsbc but a block on online and phone transactions, because I use my card in Ibiza :s they did this in July and I only found out last week
|
Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
|
quote:
Originally posted by Jambo
quote:
Originally posted by loafofbrett
Personally, I'd just go into another bank and open a new account then use that as my main one. I'd leave the Natwest one sat doing nothing rather than binning it.
any reason?
just another thing that will randomly charge me for some shit
Why will a bank account doing nothing charge you for something?
Just for me personally it doesn't do any harm having a few accounts. Also, if you've already established a relationship with Natwest over the years with your wages going in, you may want them for some kind of finance in the future?
|
kz
Member
Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
|
HSBC. They're shit just made a thread about them on another forum actually. Recently needed to get money out for car purchase...
Open late on Thursdays yeah? Don't allow cash withdrawls.
Open on Saturdays yeah? Don't allow cash withdrawls 
Told me to go back and transfer funds to a family member online then they can get it out for me. Tried this and guess what... "This option cannot be used as you have not set this to work in your bank" 
Plus, they stopped my debit card from working for reason, phoned up to find out while and apparently loads of HSBC cards have recently be targeted online for fraud. They tried using mine the fuckers! Getting a new card sent out as we speak.
All that happened in one week.
|
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
I beleive that to be a myth about the future finance thing tbh. It would be done on credit score and doubt they will GAF if you have had an account for a while.
If you leave it dorment beleive me they will find a way to charge me
|
Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
|
Well, I know for a fact that Barclays examined my past 6 months accounts when I wanted an overdraft rather than doing a credit check.
I've had accounts sat for ages and not been charged either.
[Edited on 25-11-2010 by loafofbrett]
|
Ben J
Member
Registered: 31st Jan 05
Location: Cheshire
User status: Offline
|
First Direct.
Amazing. Never put a foot wrong.
|
adiohead
Member
Registered: 28th Sep 01
User status: Offline
|
I must be lucky, never ever had a problem with HSBC 
and I transfer money around all the time, direct debits, etc.
Think my business friend banks with Natwest or Barclays, so that's not very helpful.
My card was once cloned about 5 years ago, but that was down to the local BP station bastards and HSBC stopped them before they could spend anything.
[Edited on 25-11-2010 by adiohead]
|
CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
|
I've got to say Natwest are the best people i've ever dealt with in my life...Nationwide come a very close second..I also find British Gas fine so i don't know why everyone maons about them.
Barclays...BT...Sky...Vodaphone...O2 can kiss my arse though.
|
Ben J
Member
Registered: 31st Jan 05
Location: Cheshire
User status: Offline
|
quote:
Originally posted by Jambo
Who are you all with?
Im with Natwest, and they have pissed me off one last time.
Whos good to give my business too?
Checklist:
1. Do they accuse you of lying and regularly "loose" payments?
2. Are they all rude fucking shitcunts on the phone?
3. Do they say they will do something, then simply... don't?
Been looking at Co-op as they seem to have good reviews on customer service
Anyone with them>?
Plus how hard is it to switch? Ive never done it
Switching banks is easy. You just give your new bank all your details and your old bank account no.s etc and the new bank do all the work. They will move over all your standing orders/direct debits and inform the old bank that you are leaving them etc.
Well this is what First Direct did for me when I fucked off Barclays about 9 years ago!
|
Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
|
I'm intrigued about these "payments they regularly lose regularly" too actually... 
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
I've switched from HSBC to Natwest recently and Natwest are like a breath of fresh air compared with that shit house of a bank.
|
AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
|
quote:
Originally posted by Ben J
First Direct.
Amazing. Never put a foot wrong.
100 million % agree.
Switched to them from Barclays about 3 years ago and they are fantastic, end of. Not the best interest rates, but by far the best service about.
|
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
|
i keep my money in the cupboard
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
Barclays and HSBC, As have worked for both and still with HSBC.
Also with Lloyds for their silver account benefits(joint account 2 iphone insured for £7.50 + breakdown etc etc)
Justy got to shop around spread your money
Yes open late Thurs and Sat, does it say the whole building is? Nope, machines.
[Edited on 25-11-2010 by Generation]
|
Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
|
HALIFAX - not had any payments go missing, does exacally what it says on the tin tbh. Can phone or go into a branch.
I use them for banking, savings and mortage.
|
Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
|
HSBC = shit
Natwest = shit
A&L = shit
Nationwide = shit
Halifax = not bad
Barclays = OK
I fucking HATE HSBC with a passion!
|
Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
|
Local halifax rubbish.. next branch  worcester, eye candy
hsbc not too bad lol
|
Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
|
quote:
Originally posted by kz
HSBC. They're shit just made a thread about them on another forum actually. Recently needed to get money out for car purchase...
Open late on Thursdays yeah? Don't allow cash withdrawls. Partial service
Open on Saturdays yeah? Don't allow cash withdrawls Partial service (Do agree to some extent)
Told me to go back and transfer funds to a family member online then they can get it out for me. Tried this and guess what... "This option cannot be used as you have not set this to work in your bank"
You need to set this up first time, if its irregular for you to do transfers, wouldnt you like to be protected ?
Plus, they stopped my debit card from working for reason, phoned up to find out while and apparently loads of HSBC cards have recently be targeted online for fraud. They tried using mine the fuckers! Getting a new card sent out as we speak.
So they stopped you card from being used by soemone else? how bad.
All that happened in one week.
|
