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Author Insurance issue.
Archie
Organiser: Scotland
Premium Member

Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 00:43   View User's Profile U2U Member Reply With Quote
Swapping my car on Saturday evening around 5PM.

My insurance closes at 1 on Saturday, but can set up a policy change to kick in at 5.
I feel this a bit risky incase the deal falls through from either party or traffic issues given the horrendous weather.

Any suggestions as to what i can do, one of my mates has a trade policy but isnt free to drive mine up.

I cant afford to day insure the corsa if i change my existing insurance to the other car, and it'd be a serious trek for the other lad to come to me.
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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9th Dec 10 at 00:50   View Garage View User's Profile U2U Member Reply With Quote
You can usually get an overlap period I think, where you're insured on both cars, probably best speaking to your insurer about it, see what they can do
nick_sri
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Registered: 5th May 09
Location: Crewe , Cheshire
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9th Dec 10 at 00:50   View User's Profile U2U Member Reply With Quote
does your insurance have an emergency out of hours number??
Colin
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Registered: 4th Apr 02
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9th Dec 10 at 00:53   View User's Profile U2U Member Reply With Quote
Arrange to view, then do the deal another day once your sure its going to hsppen!!?
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 01:19   View User's Profile U2U Member Reply With Quote
I cant afford 2 trips Colin, the lad with the other cars in Aberdeen and is only free on Saturdays.

Mike spoke to my insurance and they said there is no overlap period, Bell used to give an overlap period.

And theres no emergency number.
Mertin
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Registered: 12th Oct 05
Location: Scotland
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9th Dec 10 at 01:20   View User's Profile U2U Member Reply With Quote
Cant you go and meet him, once the deals done call insurance and notify them youv'e changed your car? Or get a quote before you go so its saved and ready to activate once the deals done
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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9th Dec 10 at 01:23   View User's Profile U2U Member Reply With Quote
Can't you temp insure the other car on your policy? Endsleigh offered to let me insure my yellow ibiza for the weekend when I was going to look at it ( I was 17 at the time)
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 01:24   View User's Profile U2U Member Reply With Quote
I've got a quote saved.
They close at 2 on a Sat, wont be meeting the lad until 5, thats earliest he can make it through.
Colin
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Registered: 4th Apr 02
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9th Dec 10 at 01:29   View User's Profile U2U Member Reply With Quote
5pm is going to be a crap time to view a car anyway. It will be dark. Rearrange for another weekend at a time when its daylight & your ins answer the phone.
Mertin
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Registered: 12th Oct 05
Location: Scotland
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9th Dec 10 at 01:29   View User's Profile U2U Member Reply With Quote
Thats a bit shite cause of times and as colin said it'll be dark for viewing the car and also rush hour(kinda) traffic with everyo e heading home from shops? Where you meeting him at?
Bet he cant manage cause it'l be daylight and wants the car viewed in the dark saying that i bought an astra in the dark and covered in snow was from a mate though

[Edited on 09-12-2010 by Mertin]
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 06:12   View User's Profile U2U Member Reply With Quote
I have a good snap-on inspection light i will be having a good look at it.
mattk
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Registered: 27th Feb 06
Location: St. Helens
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9th Dec 10 at 09:50   View User's Profile U2U Member Reply With Quote
do it online via the lads computer?
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 10:31   View User's Profile U2U Member Reply With Quote
I cant change my policy online.

And i'm not going to his.

We are meeting at Stirling, he's from Aberdeen which is about 4/5 hours from mine, so meeting somewhere between.
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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9th Dec 10 at 10:51   View User's Profile U2U Member Reply With Quote
Almost had the same problem when swapping the 350 for the bimmer but was lucky that admiral have good opening times.

Make sure you meet somewhere with lots of light etc so you can check for variations in body panels etc
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
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9th Dec 10 at 10:54   View User's Profile U2U Member Reply With Quote
Know anyone with a truck or trailer?
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 11:11   View User's Profile U2U Member Reply With Quote
Fro, will be meeting at a service station and take the trusty snap on inspection lamp.

HIC's opening hours aint too great sadly

Jamie i do but again its money.
Rob E
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Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
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9th Dec 10 at 12:30   View User's Profile U2U Member Reply With Quote
Dont you work for a garage?

I know its a long shot but if the garages has trade insurance, ask your boss if he would very kindly give you permission to drive the car home on work's insurance policy? My old boss used to be such a lad for letting me do this when bringing forigners to work
connollygt30
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Registered: 16th Nov 08
Location: West Lothian
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9th Dec 10 at 17:26   View User's Profile U2U Member Reply With Quote
What you swapping it for boy?
mattk
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Registered: 27th Feb 06
Location: St. Helens
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9th Dec 10 at 17:30   View User's Profile U2U Member Reply With Quote
Your fucked then
oceansoul
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Registered: 19th Jun 06
Location: Sunbury, Surrey
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9th Dec 10 at 17:35   View User's Profile U2U Member Reply With Quote
TBH i wouldnt be going to look at a car in the dark in a service station. Could be stolen or what not for all you know.
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 17:39   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by connollygt30
What you swapping it for boy?



106GTi.
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 17:40   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob E
Dont you work for a garage?

I know its a long shot but if the garages has trade insurance, ask your boss if he would very kindly give you permission to drive the car home on work's insurance policy? My old boss used to be such a lad for letting me do this when bringing forigners to work


I used to, but dont any more or coulda got a driveaway insurance through on of the salesmen
Archie
Organiser: Scotland
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Registered: 18th Dec 07
Location: South Ayrshire
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9th Dec 10 at 17:40   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by mattk
Your fucked then


I am
Ryan_G1
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Registered: 29th Aug 05
Location: East Ayrshire
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9th Dec 10 at 17:44   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by oceansoul
Could be stolen or what not for all you know.


Dont think it would make a difference if it was light or dark if that was the case.
Archie
Organiser: Scotland
Premium Member

Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
9th Dec 10 at 18:05   View User's Profile U2U Member Reply With Quote



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