Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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Its coming up to the end of my first year of driving and tbh i have had THE worst luck in the world! Basically within the first week of passing my test i pulled out in front of a cyclist and he bumped the side of my car (Not very hard) and then started swearing at me in my face so i drove off, he called police i went to court for it and i got 5 points and a £1200 claim against me 
So today i get threw my renewal for £6,500 :O Soooo basically im going to search around and stuff but tbh i think im kind of ruined!!! :'(
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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LMFAO
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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@ the guy on the bike btw what a tube
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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quote:
Originally posted by CaRrBoNn
Its coming up to the end of my first year of driving and tbh i have had THE worst luck in the world! Basically within the first week of passing my test i pulled out in front of a cyclist and he bumped the side of my car (Not very hard) and then started swearing at me in my face so i drove off, he called police i went to court for it and i got 5 points and a £1200 claim against me
So today i get threw my renewal for £6,500 :O Soooo basically im going to search around and stuff but tbh i think im kind of ruined!!! :'(
Admiral
or just dont declare your points
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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Is it really worth not declaring my points though! If i crash im F#cked :S And isnt it all computerised now anyway so it will come up with all my details!!
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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quote:
Originally posted by chrisritch
or just dont declare your points
Seriously?! 
What is it with you not grasping the concept of insurance Chris? Jesus.
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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quote:
Originally posted by Rich H
quote:
Originally posted by chrisritch
or just dont declare your points
Seriously?!
What is it with you not grasping the concept of insurance Chris? Jesus.
haha
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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While you're at it tell them you've got a common law partner, do 50 miles a year and are the CEO of Apple, that should bring it down nicely. 
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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quote:
Originally posted by CaRrBoNn
i have had THE worst luck in the world!
I wouldn't call pulling out in front of a cyclist unlucky to be honest - unfortunate, yes, but not unlucky.
To be fair, you did then make it worse for yourself by leaving the scene of the accident, and now you have to suffer the consequences I'm afraid.
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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quote:
Originally posted by A2H GO
While you're at it tell them you've got a common law partner, do 50 miles a year and are the CEO of Apple, that should bring it down nicely.
And get a tracker and not be out past 11 
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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quote:
Originally posted by CaRrBoNn
quote:
Originally posted by A2H GO
While you're at it tell them you've got a common law partner, do 50 miles a year and are the CEO of Apple, that should bring it down nicely.
And get a tracker and not be out past 11
No just dont drive the fucker
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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quote:
Originally posted by tom_simes
quote:
Originally posted by CaRrBoNn
i have had THE worst luck in the world!
I wouldn't call pulling out in front of a cyclist unlucky to be honest - unfortunate, yes, but not unlucky.
To be fair, you did then make it worse for yourself by leaving the scene of the accident, and now you have to suffer the consequences I'm afraid.
Tbh i didnt even know about that law?! and i wouldnt class someone just bumping into the side of my car! i also had 2 witness's that say he had time to brake! Also was my first week of driving and was down to lack of judgment! He didnt have to take it as far but he fucking wanted me off the road!
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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Fuck me i was only kidding you bunch of plebs. Forgot everyone on CS is a motherfucking angel
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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lol i cant believe he got £1200 hahaha
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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quote:
Originally posted by john-d
lol i cant believe he got £1200 hahaha
Personal injury (air quotes) LMFAO the injury he had is retardation and that wasnt from me
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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quote:
Originally posted by chrisritch
Fuck me i was only kidding you bunch of plebs. Forgot everyone on CS is a motherfucking angel
If declaring everything so that I'm fully, legally insured makes me a "motherfucking angel" then yes I guess I am. It costs me a bloody fortune for both my vehicles plus the relevant insurance related to my business which means I'm fully covered to drive any value of car fully comprehensively, but at least I know I can't get put over a barrel should I ever need to make a claim!
A joke would only be once or twice, but you post something along those lines in nearly every insurance thread!
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chrisritch
Member
Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
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I rarely comment on insurance threads tbh. Its been two i have posted that in and one concerned myself so what does it matter.
Only on CS can missing out a  subject you to such a grilling
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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quote:
Originally posted by CaRrBoNn
Tbh i didnt even know about that law?! and i wouldnt class someone just bumping into the side of my car! i also had 2 witness's that say he had time to brake! Also was my first week of driving and was down to lack of judgment! He didnt have to take it as far but he fucking wanted me off the road!
!!!!!!How many more! Exclamation !! marks do you ! want!!!
As I said, unfortunately the law is the law, and now your suffering the consequences of breaking it. Jeez, at no point did I say it's all your fault and you deserve it etc etc, but as you just said, it was down to poor judgement.
I'm not saying that what he did was right in claiming all that money from you, but leaving the scene of an accident is what got you the points, and therefore the higher quote. You say you didn't know about that law, but isn't it common sense to stop when you're involved in an collision? I know I would.
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ramboreynolds
Member
Registered: 17th May 10
Location: Weston-super-Mare, North Somerset
User status: Offline
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£1200!!!! i got mowed down my a transit van, had a work moped written off, was on crutches for a week and i got............... sod all!!! typical :/
that claim is unlucky, im suprised he got that much but like everyones saying mate it is common sense to stop at the scene of a collision that you are involved in.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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My Old Man got knocked off his bicycle, proper fucked him up and he's never been right since and has affected one of his main hobbies, parachuting. Stands to get a few thousand but that's all nothing compared to the pain it's caused him over the years, £1200 is nothing, cyclists are so vulnerable
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derick-sport
Member
Registered: 11th Sep 10
Location: Kendal, Cumbria
User status: Offline
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cyclists are cunts IMO my step dad does not drive and only cycles. They ride 4 abreast on the road and dont allow for leave way, dont pay tax insurance etc! does my fucking head in think they own the road and it grinds my gears their basic lack of intelligance whilst riding. Sorry if anyone is a cyclist or has been injured whilst cycling this is my opinion based on what i have seen over the last 5 years on the road
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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Fair enough! i would of stopped if i thought he was injured in anyway or if even he had fallen off his bike! But he was standing on his bike right in my face calling me a see you next tuesday! i was only 5ft5 at the time so when a big scary man does that to you you panic! So dont talk to me about common sense because it was the situation your all imagining! Geeezzz
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NathanR
Member
Registered: 6th Dec 10
Location: Totnes , Devon
User status: Offline
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Quinn are a bunch of theiving bastards ! They offered me £3300 to renew with a 1.2 16v corsa b . So I phoned up and cancelled straight away lol . Cheepest I could find was with admiral !
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Christopher
Member
Registered: 14th Oct 10
Location: Eastbourne
User status: Offline
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quote:
Originally posted by Reeves16v
Quinn are a bunch of theiving bastards ! They offered me £3300 to renew with a 1.2 16v corsa b . So I phoned up and cancelled straight away lol . Cheepest I could find was with admiral !
Yer same car as me  Well your the second person thats suggested that so i will have to go get some quotes
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NathanR
Member
Registered: 6th Dec 10
Location: Totnes , Devon
User status: Offline
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Well my renewaly price was high as I did have an accident but I still thought that it was an extortionate amount to pay for insurance ! Admiral are good mate mine is now £2019 I know that's still dear but its better than quinn  . Put your dad or mum on your policy , shud put it down some
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