Skylined
Member
Registered: 27th Sep 05
Location: Sideways, Surrey
User status: Offline
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Gonna sell my car in summer and unsure as to whether to get another one - the cost of owning one is taking the piss atm and I can't see it getting any better.
Trouble is I don't want to lose my 5 yrs no claims, should I decide to get another car in the future.
What do you need to do to keep it? I heard that it becomes void in 2 years if you don't insure anything.
If I was to get insured on my gf/mum's car as a named driver, does this allow you to keep it? Or do you need to have sole insurance on something?
Any info appreciated,
Cheers
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Even if it is 2 years, I'm sure you'll want a car again before that time is up.
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XE Col
Premium Member
Registered: 23rd May 10
Location: Rochdale, AKA:Boissy07
User status: Offline
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it is 2 years and you will lose it if you are a named driver, just insure somethin for a month or so in a couple of years
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Skylined
Member
Registered: 27th Sep 05
Location: Sideways, Surrey
User status: Offline
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So you can just take out a policy for a few months which renews it's validity?
Can you have 2 policies on the same vehicle? Like if I were to take out my own policy on my mum's car, or would I have to buy one?
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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Buy a 1.0L Nova shit heap or something else slow and old, keep it in ya garage but SORN it.
That way you can keep insuring something on the cheap.
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XE Col
Premium Member
Registered: 23rd May 10
Location: Rochdale, AKA:Boissy07
User status: Offline
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quote:
Originally posted by Skylined
So you can just take out a policy for a few months which renews it's validity?
Can you have 2 policies on the same vehicle? Like if I were to take out my own policy on my mum's car, or would I have to buy one?
i think as long as its a seperate company, and you provide proof from your previous company, you have active insurance usig your no claims, therefore if you were then to cancel the policy you have 2 years from then to use your NCD again, if that makes sense
in answer to the other question, im pretty sure i read somewhere it is illegal to have 2 seperate policies on one car
HTH
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XE Col
Premium Member
Registered: 23rd May 10
Location: Rochdale, AKA:Boissy07
User status: Offline
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quote:
Originally posted by TheNobleOne
Buy a 1.0L Nova shit heap or something else slow and old, keep it in ya garage but SORN it.
That way you can keep insuring something on the cheap.
Depends on your status/age really, i would love to do this but would probs cost me a fortune to insure a 1.0 nova
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oceansoul
Member
Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
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Why not just buy a sensible car you can afford to run?
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