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Author Insurance gone mad!?
Norcy91
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Registered: 15th Sep 08
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   5th Apr 11 at 10:23   View User's Profile U2U Member Reply With Quote
Just got my renewal quote from Brentacre on my 1.6 Sport with exhaust, suspension and air filter declared. I'll be 20, 2 years license, 2 years no claims, £1700 Fully Comp!!

How can everyone else get theirs so cheap with XE's etc under the bonnet? I called Flux for a quote and they could only get near that with TPF&T, lass on the phone said it'd be over £3000 fully comp!

I wouldn't mind so much if it was lower than what i paid with them last year, but it's exactly the same Maybe time for it to go and find something cheaper...
daymoon
Premium Member

Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
5th Apr 11 at 10:26   View Garage View User's Profile U2U Member Reply With Quote
Call them and get a new quote, Do online quotes with Admiral and Bell aswell. Add you parents as aditional drivers with thtem too.
shaunmods
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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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5th Apr 11 at 10:27   View Garage View User's Profile U2U Member Reply With Quote
Ahh crap my renewal is due with brentacre next month as well They better not do the same with me lol.
Norcy91
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Registered: 15th Sep 08
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5th Apr 11 at 10:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by shaunmods
Ahh crap my renewal is due with brentacre next month as well They better not do the same with me lol.


Your car is at the point where it's worth keeping it and paying as much though... I don't have that appeal with my car, especially when i keep looking at newer cars
Skylined
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Registered: 27th Sep 05
Location: Sideways, Surrey
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5th Apr 11 at 10:48   View User's Profile U2U Member Reply With Quote
When I was 20 I was paying £590 on my 1.8 Astra.
Then got my gsi when I was 21 and paid £650.

Try putting your mum on as a named driver, think that helps mine.
Eddx14xe
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Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
5th Apr 11 at 10:53   View User's Profile U2U Member Reply With Quote
I have my girlfriend on mine, went down by £300 when added her
Rob E
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Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
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5th Apr 11 at 10:59   View User's Profile U2U Member Reply With Quote
Im with brentacre and they quoted me £650 when renewal came round. After providing them with some other quotes half of what they wanted I got them down to £488.99.

Ring REIS insurance as their quotes were outsanding
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
5th Apr 11 at 11:05   View User's Profile U2U Member Reply With Quote
I had to leave brentacre as they wouldnt insure me on a 330 auto as its rear wheel drive even though though they let me have a 350z
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
5th Apr 11 at 11:37   View User's Profile U2U Member Reply With Quote
I'm concerned about renewal in May, although I must be better off with 1 years NCD (even with the general insurance hikes). I'm 28 this year and i'm paying a grand on a shabby old 1.8 vectta
A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
5th Apr 11 at 11:41   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom
I'm concerned about renewal in May, although I must be better off with 1 years NCD (even with the general insurance hikes). I'm 28 this year and i'm paying a grand on a shabby old 1.8 vectta


Same, my renewal is in May, got some quotes, im 25 this year with 4 years NCB and the cheapest I could get for a 2.0 TDi A3 was over £3k
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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5th Apr 11 at 12:06   View Garage View User's Profile U2U Member Reply With Quote
WTF 3k on a A3 TDi?

You all must be doing something wrong if your in your 20's now.

I insured the MiTo for 15k a year, every option box ticked with a £400 excess for £460. That has 3 years NCB (coming up for 4)

I insured the MX5 for £585 with 0NCB.

Add your parents as named drivers (brings it down)
Parked on the street
A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
5th Apr 11 at 12:09   View User's Profile U2U Member Reply With Quote
I know, I did a quote with Tesco (who im currently with) and on Tesco compare and comparethemarket, the best was £1800 from some unknown company then the rest were all £3K+. Couldn't believe my eyes.

I thought id get a diesel instead of a petrol to keep the insurance costs down the but petrol equivilent was exaxtly the same price.
sc0ott
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Registered: 16th Feb 09
User status: Offline
5th Apr 11 at 12:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by pow
WTF 3k on a A3 TDi?

You all must be doing something wrong if your in your 20's now.

I insured the MiTo for 15k a year, every option box ticked with a £400 excess for £460. That has 3 years NCB (coming up for 4)

I insured the MX5 for £585 with 0NCB.

Add your parents as named drivers (brings it down)
Parked on the street


but dont you live on star island?
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
5th Apr 11 at 12:11   View Garage View User's Profile U2U Member Reply With Quote
I just don't believe it, granted I insured the Mito last June but I did the Mazda last month, after insurance tax and all these hikes in progress.

I live in a B rated postcode.

[Edited on 05-04-2011 by pow]
John
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Registered: 30th Jun 03
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5th Apr 11 at 12:14   View User's Profile U2U Member Reply With Quote
My postcode is E according to the thread on here, my insurance (and everyone else in the household) has continued going down.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
5th Apr 11 at 12:15   View Garage View User's Profile U2U Member Reply With Quote
According to this I'm a C actually - I live with the queen and I'm a C

[Edited on 05-04-2011 by pow]
A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
5th Apr 11 at 12:20   View User's Profile U2U Member Reply With Quote
Just gone into my saved quote and im sure its gone down since the weekend

Not complaining but still too much money for a diesel.
Norcy91
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Registered: 15th Sep 08
User status: Offline
5th Apr 11 at 12:25   View User's Profile U2U Member Reply With Quote
Thing that annoys me most is i can insure a Corsa C 1.8 SRi for £1100 fully comp with Elephant, and even a 1.8T Audi TT for £2000!
nathy_87
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Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
5th Apr 11 at 12:53   View User's Profile U2U Member Reply With Quote
Just got a quote now:

Peugeot 107 (1L or less)
5 dr.
No Mods/Extra
Cat 1 Alarm
Kept in a Locked Garage

I'm 24 (in June) with 4yrs NCD.


£578.55

Exactly the same but left on the road:

£524.40

WTF.
adiohead
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Registered: 28th Sep 01
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5th Apr 11 at 12:54   View User's Profile U2U Member Reply With Quote
take it quick!
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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5th Apr 11 at 13:10   View User's Profile U2U Member Reply With Quote
If it's on your drive its easier to know who to target if you want to nick it.
Toby
Premium Member

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Registered: 29th Nov 05
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5th Apr 11 at 15:34   View Garage View User's Profile U2U Member Reply With Quote
hike your excess up
Norcy91
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Registered: 15th Sep 08
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5th Apr 11 at 15:40   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Toby
hike your excess up


Already at £550, not really worth it taking it any higher
A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
5th Apr 11 at 15:43   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Toby
hike your excess up


You can get insurance for your excess. Its about £5pm to cover a £750 excess, so if by selecting a £750 excess saves you more than £5 a month your quids in.
Ben D
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Registered: 25th Apr 05
Location: South West
User status: Offline
5th Apr 11 at 16:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Norcy91
Just got my renewal quote from Brentacre on my 1.6 Sport with exhaust, suspension and air filter declared. I'll be 20, 2 years license, 2 years no claims, £1700 Fully Comp!!


I would have been happy with that quote @ your age, it cost me £5,500 to inure a 206 Gti @ 21, an £4,400 to insure a Golf 1.8T @ 22

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