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Author insurance question
saj_123
Member

Registered: 6th Jan 09
Location: Berkshire
User status: Offline
30th May 11 at 12:27   View User's Profile U2U Member Reply With Quote

Right i had a quick question regarding car insurance, is it legal to have 2 policies on one car. Both policies are fully comp. Thanks
griffo8606
Member

Registered: 28th Aug 08
Location: manchester
User status: Offline
30th May 11 at 12:33   View User's Profile U2U Member Reply With Quote

hope so mate me and the misses insure the same car but on seperate policies

[Edited on 30-05-2011 by griffo8606]
Jord16vSport
Member

Registered: 3rd May 08
Location: colchester essex
User status: Offline
30th May 11 at 12:39   View User's Profile U2U Member Reply With Quote

Last i heard it wasn't. Invalidates the
insurance as you could go and purposely
crash and claim on both policies.
Insurance companies wouldn't know
what one to claim from.
I could be wrong.
Rob R
Member

Registered: 31st May 03
Location: Kent
User status: Offline
30th May 11 at 12:54   View User's Profile U2U Member Reply With Quote

I thought you couldn't do this either? Someone wanted to test drive a car I was selling before and the only way he could test drive was to insure it, but his insurance company wouldn't let him as there was already a policy on the car.
antnee
Member

Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
30th May 11 at 15:44   View User's Profile U2U Member Reply With Quote

More than one policy can cover a car, but you can only claim on one policy. When I bought my first Ibiza, I insured it despite the owner still having cover on it.
saj_123
Member

Registered: 6th Jan 09
Location: Berkshire
User status: Offline
31st May 11 at 10:10   View User's Profile U2U Member Reply With Quote

Apparently it is illegal according to Direct line although they could not provide me with the legislation that its in.

 
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