Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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Was bored last night at work so filled in a call back form to get an insurance quote with them as I've never tried them before.
They just rang me and quoted over £5k! Safe to say I won't be taking out a policy with them and we both laughed on the phone.
I dont understand how they work it out tbh.
20 Year old
0NCB
Driving for 4 years on and off.
Car mainly used for work and kept in a secure car park while I'm there, then put in the garage when I get home.
I could understand I i was a spotty 17 year old with a corsa and a cherry bomb exhaust 
But i have a private rented house with my partner and 18 mont old son, and i work 50-60 hours a week.
Makes me laugh how they quote so much.
Car is a Peugeot 306 dturbo btw.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Your under 21 and have no NCB. I'm guessing they don't want to inside you so offer a process that you would never dream of accepting.
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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quote:
Originally posted by Matty SRi
cherry bomb exhaust
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mattant
Member
Registered: 19th Jun 10
Location: South Yorkshire
User status: Offline
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They offered me a quote of £4,500 , I currently pay £800
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fazza
Member
Registered: 7th Feb 08
Location: Plymouth
User status: Offline
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for standard cars/normal cars i have always found them shit
were pretty good with my old let corsa though
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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Im only payin £900 now! Think i should of told them it has a gti6 engine in with a supercharger! big massive body kit and a shopping trolley spoiler!
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Untill last year they have beaten everyone by far. But it depends on an insurance companies criteria vs your details.
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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TBH i tihnk you should have an interview with insurance companies, as it is just stereotyping over the phone going by details i reckon.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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You can't have been driving 4 years legally to start with. 0 NCB, have you had claims or just never completed a full years insurance before cancelling?
Flux are a broker, they have a panel of insurers who they get rates from and so this is what they can offer you.
At the end of the day we can all find someone who offers us a high quote!
[Edited on 18-06-2011 by Pop]
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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Yeah just heard good things about them so thought they were worth a try. Been driving on n off for 4 years, different peoples cars and my own but never completed a full years insurance, hence having 0ncb. Never had an accident or anything just didn't stay a full year insured.
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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If you are 20 how have you been driving for 4 years? I'm just a bit lost on that one.
To be fair Flux were always cheapest for my track 206 that I had and that was with Equity Red Star.
Plenty of insurers out there, keep trying them and see what they have to offer.
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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IIRC, Flux gave me a pretty good quote for my 206 but Brentacre were cheaper so I went with them.
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